528 E 5th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 528 E 5th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1972
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Aug 2024)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Oct 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002368-9`

Property Details

APN / Parcel Number

Primary APN	`002368-9`
Alternative APN	`0200000100000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 64 ft wide
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	536 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002368-9
Street Address	528 E 5TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 1001 64 X 150.24 J/S EASTMOOR ADDITION
Legal Subdivision	AMENDED EASTMOOR SUBDIVISION
Legal Lot Number	1001
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3029
Census Tract	961800

Owner

528 E 5th St is owned and occupied by an individual who bought it in August 2024.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2007	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Oct 16, 2008	Deed of Trust, Mortgage SPECIAL NEEDS TRUST
Aug 2, 2024	Warranty Deed, Transfer · Line of Credit LCJ FINANCIAL GROUP INC
Jan 19, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 15, 2008	Warranty Deed, Transfer · ARM THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Oct 15, 2008 · Amount on File
Deed Document Number	20242683
Deed Book / Page	802 / 659
Prior Transfer Date	Aug 25, 1997
Record Updated	Jun 8, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000450/196
Date	Aug 6, 2007
Book Page	450/196
Instrument	200700003782

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jul 15, 2037

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000480/953
Date	Oct 16, 2008
Book Page	480/953
Instrument	200800004507

Lender

Name	SPECIAL NEEDS TRUST
Address	COSHOCTON, OH 43812

Agreement

Amount	Amount on Record
Term	52 Months
Due	Feb 1, 2013

Interest

Rate Type	Adjustable Rate

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 2, 2024
Property Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416
Document Number	000802/659
Book / Page	802 / 659
Map Reference	MB 4 PG 10
Instrument Date	Jul 31, 2024
Instrument	202400002683
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416

Mortgage

Document Number	202400002684
Date	Aug 2, 2024
Instrument	202400002684

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COSHOCTON OH
Recording Date	Jan 19, 2022
Property Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416
Document Number	000789/954
Book / Page	789 / 954
Map Reference	MB 4 PG 10
Instrument Date	Nov 9, 2021
Instrument	202200000236
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 15, 2008
Property Address	528 E 5TH ST, WEST LAFAYETTE, OH 43845-1416
Document Number	000480/930
Book / Page	480 / 930
Map Reference	MB4 PG10
Instrument Date	Oct 10, 2008
Instrument	200800004503
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	57890 COUNTY ROAD 5, WEST LAFAYETTE, OH 43845-9639

Mortgage

Document Number	000480/932
Date	Oct 15, 2008
Book Page	480/932
Instrument	200800004504

Lender

Name	THE HOME LOAN SAVINGS BANK
Address	COSHOCTON, OH 43812

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Oct 8, 2028

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 9, 2011
Change Frequency	3 Years
Min Rate At Change	6.12%
Max Rate At Change	12.6%
Index	3-Year TN
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 528 E 5th St was $2,306 with a homeowner's exemption, up 0.3% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+0.3%)	$55,940 (-) Land $8,830 Building $47,110	$159,840 (-) Land $25,230 Building $134,610
2024	$2,299.00 (+29.01%) Homeowner's exemption	$55,940 (+29.04%) Land $8,830 Building $47,110	$159,840 Land $25,230 Building $134,610
2023	$1,782.00 (-4.65%) Homeowner's exemption	$43,352 (-) Land $5,660 Building $37,692
2022	$1,869.00	$43,352 Land $5,660 Building $37,692
2021			$123,860 Land $16,170 Building $107,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 E 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures