Winona County property record for 528 E 2nd St, Winona, MN 55987 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,134 sqft · built 1885 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Nov 2021) |
| Tax Bill | $2,464 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2020 Line of Credit |
| APN | 32.200.0240 |
| Primary APN | 32.200.0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 237 sqft |
| Patio Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 528 E 2ND ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-23 TWP-107 RANGE-007 HAMILTON ADDITION LOT-012 BLOCK-005 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 23 |
| Legal Subdivision | HAMILTON ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 670600 |
Source: Winona County records · APN 32.200.0240
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 E 2ND ST, WINONA, MN 55987-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SAVINGS BANK |
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Deed Document Number | 2021638767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Nov 19, 2021 |
| Property Address | 528 E 2ND ST, WINONA, MN 55987-4215 |
| Document Number | 638767 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 638767 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Title Company | KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 528 E 2ND ST, WINONA, MN 55987-4215 |
| Document Number | 638768 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 638768 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 528 E 2ND ST, WINONA, MN 55987-4215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 622890 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 622890 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,464.00 (+19.38%) | ||
| 2025 | $229,100 (+5.19%) Land $41,600 Building $187,500 | $229,100 (+5.19%) Land $41,600 Building $187,500 | |
| 2023 | $2,064.00 Homeowner's exemption | $217,800 Land $40,000 Building $177,800 | $217,800 Land $40,000 Building $177,800 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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