528 Douglas St, Morris, IL 60450 Property Records

Grundy County property record for 528 Douglas St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	1,218 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jan 2016)
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-03-308-022`

Property Details

APN / Parcel Number

Primary APN	`05-03-308-022`

Interior

Building Area	1,218 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	528 DOUGLAS ST
City	MORRIS
State	IL
Zip	60450-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAGLES ADD LT 19 BLK 3 SEC 3-33-7
Legal Range	07W
Legal Township	33N
Legal Section	03
Legal Subdivision	NAGLES ADDITION
Legal Block	3
Legal Lot Number	19
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	3
Census Block	3002
Census Tract	300

Owner

528 Douglas St is owned and occupied by two individuals who bought it in January 2016.

Source: Grundy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 DOUGLAS ST, MORRIS, IL 60450-1928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUD
Aug 27, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2016 · Amount on File
Deed Sale	Jan 20, 2016 · Amount on File
Deed Document Number	2016559345
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Apr 27, 2026
Property Address	528 DOUGLAS ST, MORRIS, IL 60450-1928
Document Number	0000638387
Instrument Date	Apr 22, 2026
Instrument	2026638387
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	528 DOUGLAS ST, MORRIS, IL 60450-1928

Mortgage

Document Number	0000638387,
Date	Apr 27, 2026
Instrument	2026638387

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	528 DOUGLAS ST, MORRIS, IL 60450-1928
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000624351
Date	Mar 8, 2024
Instrument	624351

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY IL
Property Address	528 DOUGLAS ST, MORRIS, IL 60450-1928
Document Number	0000587324
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 DOUGLAS ST MORRIS IL 604501928, MORRIS, IL 60450-1928

Mortgage

Document Number	0000587324
Date	Sep 20, 2019
Instrument	587324

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 528 Douglas St was $4,239 with a homeowner's exemption, up 9.1% from the year before.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,239.00 (+9.06%) Homeowner's exemption	$54,164 (+9.03%) Land $11,689 Building $42,475	$162,492 (+9.03%) Land $35,067 Building $127,425
2024	$3,887.00	$49,678 Land $10,721 Building $38,957	$149,034 Land $32,163 Building $116,871
2022	$2,359.00 Homeowner's exemption Disabled Person's exemption	$43,154 Land $9,313 Building $33,841	$129,462 Land $27,939 Building $101,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Douglas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Douglas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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