528 Derby Downs Rd, Newark, OH 43055 Property Records

Licking County property record for 528 Derby Downs Rd, Newark, OH 43055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1991
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$176,850 (Jan 2015)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-291253-01.000`

Property Details

APN / Parcel Number

Primary APN	`054-291253-01.000`
Alternative APN	`5429125301000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft
Finished Basement	1,164 sqft
Game Room	Game Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	136 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	528 DERBY DOWNS RD
City	NEWARK
State	OH
Zip	43055-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10971 SHERWOOD DOWNS ADD NO 2 REPLAT
Legal Subdivision	DERBY DOWNS
Legal Lot Number	10971
Jurisdiction	LICKING OH
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1009
Census Tract	754104

Owner

Source: Licking County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 DERBY DOWNS RD, NEWARK, OH 43055-3368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 5, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2015 · Amount on Record
Deed Sale	Jan 2, 2015 · Amount on Record
Prior Sale	Jun 1, 2001 · Amount on Record
Deed Document Number	20159
Prior Transfer Date	Apr 10, 2014
Prior Transfer Doc	0000006711
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	528 DERBY DOWNS RD, NEWARK, OH 43055-3368
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 DERBY DOWNS RD, NEWARK, OH 43055-3368

Mortgage

Document Number	0000006716
Date	Apr 24, 2024
Instrument	202404240006716

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2054

Interest

Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	528 DERBY DOWNS RD, NEWARK, OH 43055-3368
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011609
Date	May 9, 2022
Instrument	202205090011609

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	528 DERBY DOWNS RD, NEWARK, OH 43055-3368
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 DERBY DOWNS RD, NEWARK, OH 43055-3368

Mortgage

Document Number	0000000729
Date	Jan 13, 2026
Instrument	202601130000729

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	528 DERBY DOWNS RD, NEWARK, OH 43055-3368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002190
Date	Feb 5, 2019
Instrument	201902050002190

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Licking County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Licking County
Municipality	Newark City
Unified School District	Newark City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (-36.65%)	$76,270 (-) Land $21,840 Building $54,430
2023	$4,063.00 Homeowner's exemption	$76,270 Land $21,840 Building $54,430	$217,900 Land $62,400 Building $155,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK CITY PWS serves 49,934 people · EPA ID OH4502314
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber, Verizon.

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