528 Dawson St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 528 Dawson St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 1975
Lot Size	0.06 acres (2,600 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Aug 2023)
Tax Bill	$13,413 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`065-035-034`

Property Details

APN / Parcel Number

Primary APN	`065-035-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,726 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	2,600 sqft (0.06 acres)
Lot Dimensions	60 ft deep x 40 ft wide
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	528 DAWSON ST
City	MORRO BAY
State	CA
Zip	93442-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB ATAS BCH BL 1B LT 5
Legal Subdivision	ATASCADERO BEACH
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1014
Census Tract	10506

Owner

528 Dawson St is owner-occupied and held in a trust since August 2023.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	528 DAWSON ST, MORRO BAY, CA 93442-2903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage GEORGE IV MCLAIN
Apr 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	202324372
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000023019
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 17, 2023
Property Address	528 DAWSON ST, MORRO BAY, CA 93442-2903
Document Number	0000024372
Map Reference	MB 2 PG 15
Instrument Date	Aug 1, 2023
Instrument	2023024372
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 DAWSON ST, MORRO BAY, CA 93442-2903

Mortgage

Document Number	0000024373
Date	Aug 17, 2023
Instrument	2023024373

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 5, 2018
Property Address	528 DAWSON ST, MORRO BAY, CA 93442-2903
Document Number	0000023019
Instrument Date	May 30, 2018
Instrument	23019
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1335 LINDALE PL PORTERVILLE CA 93257, PORTERVILLE, CA 93257

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 23, 2018
Property Address	528 DAWSON ST, MORRO BAY, CA 93442-2903
Document Number	0000020815
Map Reference	MB2 PG15
Instrument Date	Apr 27, 2018
Instrument	2018020815
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITEL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 DAWSON ST, MORRO BAY, CA 93442-2903

Mortgage

Document Number	0000020816
Date	May 23, 2018
Instrument	2018020816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	528 DAWSON ST, MORRO BAY, CA 93442-2903
Document Number	0000044589
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13711 MCKENZIE AVE POWAY CA 920644040, POWAY, CA 92064-4040

Mortgage

Document Number	0000044589
Date	Oct 4, 2017
Instrument	44589

Lender

Name	GEORGE IV MCLAIN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 24, 2017
Property Address	528 DAWSON ST, MORRO BAY, CA 93442-2903
Document Number	0000017789
Instrument Date	Apr 19, 2017
Instrument	17789
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 528 Dawson St was $13,413.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,248,480 (+2%) Land $884,340 Building $364,140
2025	$13,413.00 Homeowner's exemption	$1,224,000 Land $867,000 Building $357,000
2023	$8,093.00 (+6.71%) Homeowner's exemption	$738,207 Land $421,052 Building $317,155
2022	$7,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 528 Dawson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Dec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Dawson St is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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