Jefferson County property record for 528 Cypress Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,710 sqft · built 1963 |
| Lot Size | 0.349 acres (15,203 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jan 2022) |
| Tax Bill | $1,163 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.03009013 |
| Primary APN | 181.001.03009013 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 1,710 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 15,203 sqft (0.349 acres) |
| Lot Dimensions | 100 ft deep x 152 ft wide |
| Porch | Enclosed Frame Porch |
| Porch Area | 385 sqft |
| Patio Area | 30 sqft |
| Heating System | HVAC |
|---|
| Street Address | 528 CYPRESS DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN ACRES LOT 7 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 700801 |
528 Cypress Dr is owned and occupied by two individuals who bought it in January 2022.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 CYPRESS DR, FESTUS, MO 63028-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 24, 2021 | Warranty Deed, Transfer · Commercial Mortgage MIDWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on File |
| Deed Sale | Jan 19, 2022 · Amount on File |
| Prior Sale | Sep 24, 2021 · Amount on File |
| Deed Document Number | 20222233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 19, 2022 |
| Property Address | 528 CYPRESS DR, FESTUS, MO 63028-1507 |
| Document Number | 0000002233 |
| Map Reference | MB 14 PG 23B |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022R-002233 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 CYPRESS DR, FESTUS, MO 63028-1507 |
| Document Number | 0000002234 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022R-002234 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 24, 2021 |
| Property Address | 528 CYPRESS DR, FESTUS, MO 63028-1507 |
| Document Number | 2021R042272 |
| Map Reference | MB 14 PG 23 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021R-042272 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2331 OLD HIGHWAY A, FESTUS, MO 63028-4728 |
| Document Number | 2021R042273 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021R-042273 |
| Name | MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 528 Cypress Dr was $1,163, up 5.4% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,200 (-) Land $1,800 Building $19,400 | $111,400 (-) Land $9,400 Building $102,000 | |
| 2025 | $1,163.00 (+5.44%) | $21,200 Land $1,800 Building $19,400 | $111,400 (-) Land $9,400 Building $102,000 |
| 2024 | $1,103.00 (+0.46%) | $111,400 (+8.58%) Land $9,400 Building $102,000 | |
| 2023 | $1,098.00 | $19,500 Land $1,800 Building $17,700 | $102,600 Land $9,400 Building $93,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 528 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Cypress Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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