528 Cotuit Bay Dr, Cotuit, MA 02635 Property Records

Barnstable County and Chatham Town property record for 528 Cotuit Bay Dr, Cotuit, MA 02635 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Ranch
Year Built	Built 1975
Square Footage	2,648 sqft Living Area
Lot Size	34,848 sqft (0.8 acres)
Occupancy	Owner Occupied
Tax Bill	$8,497.00 (2025)

Owner

Source: Barnstable County and Chatham Town records · APN COTU M:055 L:040

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	528 COTUIT BAY DR, COTUIT, MA 02635-2914
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2008
Deed Sale	Apr 08, 2008
Prior Sale	Aug 06, 2004 · Amount on Record
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,497.00 (+6.69%)	$1,017,600 (+0.68%) Land $294,200 Building $723,400	$1,108,460
2024	$7,964.00 (+4.2%)	$1,010,700 (+10.69%) Land $294,200 Building $716,500
2023	$7,643.00	$913,100 Land $291,100 Building $622,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 100 ft

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	MA-20P “Nauset Beach/Monomoy”
Unit Type	Otherwise Protected Area
NFIP Eligibility	Limited only for structures consistent with the area's protected purpose

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:055 L:040`
Alternative APN	`31600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,648 sqft Living Area
Gross Area	7,388 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	34,848 sqft (0.8 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	31600
Street Address	528 COTUIT BAY DR
City	COTUIT
State	MA
Zip	02635-2914
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	40
Jurisdiction	BARNSTABLE MA
Minor Civil Division	CHATHAM
Census Blockgroup	1
Census Block	1004
Census Tract	10600