Middlesex County and Middlesex Borough property record for 528 Cook Ave, Middlesex, NJ 08846 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1953 |
| Square Footage | 1,321 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $441,000 (2022) |
| Tax Bill | $9,129.00 (2025) |
| Primary APN | 10-00300-0000-00015 |
|---|---|
| Alternative APN |
|
| Building Area | 1,321 sqft Living Area |
|---|---|
| 1st Floor | 1,321 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame Construction |
| Lot Area | 5,001 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Street Address | 528 COOK AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100 16 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 300 |
| Legal Lot Number | 15 |
| Jurisdiction | MIDDLESEX NJ |
| Minor Civil Division | MIDDLESEX |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records · APN 10-00300-0000-00015
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 COOK AVE, MIDDLESEX, NJ 08846-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2022 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 15, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 24, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE NOW |
| Nov 02, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE NOW |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Nov 02, 2017 · Amount on Record |
| Deed Doc Number | 202245385 |
| Deed Book / Page | 18922 / 7 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 10, 2022 |
| Property Address | 528 COOK AVE, MIDDLESEX, NJ 08846-2401 |
| Document Number | 0000045385 |
| Book / Page | 18922 / 7 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022045385 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,608.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 GREENBROOK RD, 51, MIDDLESEX, NJ 08846-1319 |
| Name | Verified Name |
|---|---|
| Address | 528 COOK AVE, MIDDLESEX, NJ 08846-2401 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045386 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022045386 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 528 COOK AVE, MIDDLESEX, NJ 08846-2401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2021121457 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 18642/1288 |
| Instrument | 2021121457 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | LAKE WORTH, FL 33463 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 528 COOK AVE, MIDDLESEX, NJ 08846-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | SINGLESOURCE PROP SLN LLC |
| Name | Verified Name |
|---|
| Document Number | 0000128869 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 18180/524 |
| Instrument | 2020128869 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Nov 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 528 COOK AVE, MIDDLESEX, NJ 08846-2401 |
| Document Number | 0000086948 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | ALLSTATES TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 528 COOK AVE MIDDLESEX NJ 088462401, MIDDLESEX, NJ 08846-2401 |
| Document Number | 0000086948 |
|---|---|
| Date | Oct 04, 2018 |
| Book Page | 017315/000913 |
| Instrument | 86948 |
| Name | MORTGAGE NOW |
|---|---|
| Type | Mortgage Company |
| Address | SHREWSBURY, NJ 07702 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 03, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 02, 2017 |
| Property Address | 528 COOK AVE, MIDDLESEX, NJ 08846-2401 |
| Document Number | 0000000761 |
| Book / Page | 017001 / 001651 |
| Instrument Date | Oct 07, 2017 |
| Instrument | 761 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 528 COOK AVE MIDDLESEX NJ 088462401, MIDDLESEX, NJ 08846-2401 |
| Document Number | 762 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 017001/001656 |
| Instrument | 762 |
| Name | MORTGAGE NOW |
|---|---|
| Type | Mortgage Company |
| Address | SHREWSBURY, NJ 07702 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,700 (+10.01%) Land $134,800 Building $338,900 | $473,700 (+10.01%) Land $134,800 Building $338,900 | |
| 2025 | $9,129.00 (+13.31%) | $430,600 (+23.66%) Land $134,800 Building $295,800 | $430,600 (+23.66%) Land $134,800 Building $295,800 |
| 2024 | $8,057.00 (+3.51%) | ||
| 2023 | $348,200 Land $134,800 Building $213,400 | $348,200 Land $134,800 Building $213,400 | |
| 2022 | $7,784.00 |
528 Cook Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (34023C), updated December 16, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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