528 Cobblestone Dr, Wilmington, NC 28405 Property Records

New Hanover County property record for 528 Cobblestone Dr, Wilmington, NC 28405

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,420 sqft · built 1985
Lot Size0.03 acres (1,307 sqft)
Owner2 Trust Names on Record
Last Sale$125,000 (Jul 2020)
Tax Bill$1,488 (2025)
Deeds & MortgagesApr 2023 Transfer
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR04911-001-010-051

Property Details

APN / Parcel Number

Primary APNR04911-001-010-051

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,420 sqft Living Area
1st Floor Area679 sqft
Basement Area679 sqft
Finished Basement679 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialWood
Foundation TypeFooting
Roof MaterialBuilt-Up Asphalt
Lot Area1,307 sqft (0.03 acres)
TerrainLow
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area228 sqft
Balcony Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address528 COBBLESTONE DR
CityWILMINGTON
StateNC
Zip28405-3533
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMD-17
Legal DescriptionLOT 51 PH 7 SEC 4 COLONY WOODS
Legal SubdivisionCOLONY WOODS TWHS IV
Legal Block1
Legal Lot Number51
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group3
Census Block3000
Census Tract11605

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address1603 GANDER DR, WILMINGTON, NC 28411-7038
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Intrafamily Transfer, Transfer
Jul 22, 2020Warranty Deed, Transfer · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleJun 19, 2014 · Amount on Record
Deed Document Number202028265
Deed Book / Page6335 / 1250
Last Transfer DateApr 12, 2023
Transfer Doc00663202686
Record UpdatedOct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNEW HANOVER NC
Recording DateApr 12, 2023
Property Address528 COBBLESTONE DR, WILMINGTON, NC 28405-3533
Document Number00663202686
Book / Page6632 / 2686
Map ReferenceMB 7 PG 147
Instrument DateApr 12, 2023
Instrument2023008659
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1603 GANDER DR, WILMINGTON, NC 28411-7038

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1603 GANDER DR, WILMINGTON, NC 28411-7038

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateJul 22, 2020
Property Address528 COBBLESTONE DR, WILMINGTON, NC 28405-3533
Document Number0063351250
Book / Page006335 / 001250
Instrument DateJul 7, 2020
Instrument28265
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address528 COBBLESTONE DR WILMINGTON NC 284053533, WILMINGTON, NC 28405-3533

Mortgage

Document Number63351252
DateJul 22, 2020
Book Page006335/001252
Instrument28266
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,900 (-8.17%) Land $100,000 Building $152,900$252,900 (-8.17%) Land $100,000 Building $152,900
2025$1,488.00 (+16.43%)$275,400 (+87.47%) Land $100,000 Building $175,400$275,400 (+87.47%) Land $100,000 Building $175,400
2024$1,278.00 (+2.98%)
2023$1,241.00 (-0.56%)$146,900 Land $50,000 Building $96,900$146,900 Land $50,000 Building $96,900
2022$1,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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