528 Co Rd 172, Florence, AL 35634 Property Records

Lauderdale County property record for 528 Co Rd 172, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,288 sqft · built 1997
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$416 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-07-35-0-000-047-001

Property Details

APN / Parcel Number

Primary APN05-07-35-0-000-047-001
Alternative APNs
  • 010539
  • 15231
  • 10539

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions168 ft deep x 128 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10539
Street Address528 COUNTY ROAD 172
CityFLORENCE
StateAL
Zip35634-5752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description128.4 X 168.4 PT OF NW/4 OF SE/4 SEC 35 FI 91-256 FR G-05
Legal Range11W
Legal Township01S
Legal Section35
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group4
Census Block4000
Census Tract11502

Owner

528 Co Rd 172 is owned and occupied by an individual.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Mailing Address528 COUNTY ROAD 172, FLORENCE, AL 35634-5752
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Sep 10, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC
Sep 10, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address528 COUNTY ROAD 172, FLORENCE, AL 35634-5752
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/76335
DateDec 7, 2021
Book Page2021/76335
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address528 COUNTY ROAD 172, FLORENCE, AL 35634-5752
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/39091
DateSep 10, 2018
Book Page2018/39091
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address528 COUNTY ROAD 172, FLORENCE, AL 35634-5752
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/39091
DateSep 10, 2018
Book Page2018/39091
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 528 Co Rd 172 was $416 with a homeowner's exemption, up 8.1% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$416.00 (+8.05%) Homeowner's exemption$13,540 (+6.95%)$159,720 (+26.16%) Land $17,700 Building $142,020
2024$385.00 (-5.17%) Homeowner's exemption$12,660 (+2,160.71%) Land $600 Building $12,060$126,600 (+7.11%) Land $6,000 Building $120,600
2023$406.00 (+20.47%) Homeowner's exemption$560 (-94.32%) Land $560$118,200 (+20.12%) Land $5,500 Building $112,700
2022$337.00 Homeowner's exemption$9,860$98,400 Land $6,500 Building $91,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Co Rd 172 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Co Rd 172 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHISHOLM HEIGHTS, WATER & F P AUTHORITY
serves 4,881 people · EPA ID AL0000777
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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