528 Clay St, Wakefield, VA 23888 Property Records

Sussex County property record for 528 Clay St, Wakefield, VA 23888

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1965
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2022)
Tax Bill	$656 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61A4-7-3`

Property Details

APN / Parcel Number

Primary APN	`61A4-7-3`
Alternative APN	`4149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	4149
Street Address	528 CLAY ST
City	WAKEFIELD
State	VA
Zip	23888-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT COGSDALE IMP CO LAND L
Jurisdiction	SUSSEX VA
Township / Civil Division	WAKEFIELD
Census Block Group	2
Census Block	2011
Census Tract	870400

Owner

Source: Sussex County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	528 CLAY ST, WAKEFIELD, VA 23888-2943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	220000094
Deed Book / Page	315 / 360
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Jan 27, 2022
Property Address	528 CLAY ST, WAKEFIELD, VA 23888-2943
Document Number	000315/360
Book / Page	315 / 360
Instrument Date	Jan 6, 2022
Instrument	220000094
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CLAY ST, WAKEFIELD, VA 23888-2943

Mortgage

Document Number	0220000095
Date	Jan 27, 2022
Instrument	220000095

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Wakefield Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$656.00	$123,800 (-) Land $13,800 Building $110,000
2023		$123,800 Land $13,800 Building $110,000	$123,800 (-) Land $13,800 Building $110,000
2022			$123,800 Land $13,800 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAKEFIELD serves 1,116 people · EPA ID VA3183900
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20