528 Clardy St, Malvern, AR 72104 Property Records

Hot Spring County property record for 528 Clardy St, Malvern, AR 72104 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,567 sqft · built 1950
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (May 2003)
Tax Bill	$912 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700-02987-000`

Property Details

APN / Parcel Number

Primary APN	`700-02987-000`
Alternative APN	`20603`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,567 sqft
Utility Area	78 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	325 sqft
Carport	Carport
Carport Area	325 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	144 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	528 CLARDY ST
City	MALVERN
State	AR
Zip	72104-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 3-4 BLOCK 3; PT LOTS 8-9 BLOCK 2
Legal Range	17W
Legal Township	04S
Legal Section	23
Legal Subdivision	BETTY SMITH ADDITION
Legal Block	2,3
Legal Lot Number	3,4,8,9
Jurisdiction	HOT SPRING AR
Township / Civil Division	FENTER
Census Block Group	1
Census Block	1038
Census Tract	20400

Owner

Source: Hot Spring County records · APN 700-02987-000

Assessment roll updated November 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 AYR DR, BELLA VISTA, AR 72715-3605
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2003 · Amount on Record
Deed Sale	May 22, 2003 · Amount on Record
Prior Sale	Oct 29, 1997 · Amount on Record
Deed Book / Page	282 / 951
Last Transfer Date	Nov 15, 2022
Transfer Doc	0000000596
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	528 CLARDY ST, MALVERN, AR 72104-4244
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449/434
Date	Jan 05, 2017
Book Page	449/434
Instrument	449-434

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	ATKINS, AR 72823

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hot Spring County records · Assessment roll updated November 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Municipality	Malvern City
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$912.00	$16,105 (-) Land $1,800 Building $14,305
2023	$912.00	$16,105 Land $1,800 Building $14,305	$80,525 Land $9,000 Building $71,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hot Spring County (05059C), updated March 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 17% of Arkansas
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: South Central Arkansas Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.