Norfolk County and Franklin Town City property record for 528 Chestnut St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,306 sqft · built 1992 |
| Lot Size | 0.461 acres (20,099 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,900 (Nov 2003) |
| Tax Bill | $8,892 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 86-040-1 |
| Primary APN | 86-040-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,306 sqft Living Area |
| Gross Area | 5,707 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,099 sqft (0.461 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 86-040-1 |
|---|---|
| Street Address | 528 CHESTNUT ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 124 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 442204 |
528 Chestnut St is owned and occupied by two individuals who bought it in November 2003.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 CHESTNUT ST, FRANKLIN, MA 02038-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2003 · Amount on File |
| Deed Sale | Nov 7, 2003 · Amount on File |
| Prior Sale | Nov 1, 2000 · Amount on File |
| Deed Book / Page | 20160 / 365 |
| Transfer Doc | 0000011045 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 528 Chestnut St was $8,892, up 15.9% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,892.00 (+15.89%) | $765,200 (+17.58%) Land $243,800 Building $521,400 | $682,005 (-12.63%) |
| 2024 | $7,673.00 (-0.97%) | $650,800 (+5.67%) Land $243,800 Building $407,000 | $780,615 |
| 2023 | $7,748.00 | $615,900 Land $245,800 Building $370,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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