Lake County property record for 528 Charles Ct, Crown Point, IN 46307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,982 sqft · built 2013 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,088 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-23-09-0634-0012 |
| Primary APN | 003-23-09-0634-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Basement Area | 924 sqft |
| Year Built | Built 2013 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 131 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 003-23-09-0634-0012 |
|---|---|
| Street Address | 528 CHARLES CT |
| City | CROWN POINT |
| State | IN |
| Zip | 46307-7865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENN OAK UNIT FOUR WEST LOT 219 |
| Legal Subdivision | PENN OAK #4 WEST |
| Legal Lot Number | 219 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 43203 |
528 Charles Ct is owned and occupied by an individual who acquired it in May 2019.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 CHARLES CT, CROWN POINT, IN 46307-7865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| May 17, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2019 |
| Deed Sale | May 17, 2019 |
| Prior Sale | May 2, 2014 · Amount on File |
| Deed Document Number | 2019 029435 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 528 CHARLES CT, CROWN POINT, IN 46307-7865 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000003217 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-503217 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 17, 2019 |
| Property Address | 528 CHARLES CT, CROWN POINT, IN 46307-7865 |
| Document Number | 0000029435 |
| Map Reference | MB 100 PG 86 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019 029435 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CHICAGO TITLE INS CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 CHARLES CT, CROWN POINT, IN 46307-7865 |
| Document Number | 0000029436 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019 029436 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Center Township |
| Municipality | Crown Point City |
| Unified School District | Crown Point Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $436,400 Land $54,600 Building $381,800 | $436,400 Land $54,600 Building $381,800 | |
| 2024 | $4,088.00 | ||
| 2023 | $365,100 (+7.64%) Land $54,600 Building $310,500 | $365,100 (+7.64%) Land $54,600 Building $310,500 | |
| 2022 | $3,787.00 Homeowner's exemption | $339,200 Land $54,600 Building $284,600 | $339,200 Land $54,600 Building $284,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Charles Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Charles Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008 |
|---|---|
| Water Source | Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet, Verizon.
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