528 Chardonnay Ave, Raymore, MO 64083 Property Records

Cass County property record for 528 Chardonnay Ave, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,797 sqft · built 2004
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Last Sale	$241,800 (Feb 2019)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-01-12-000-000-032.112`

Property Details

APN / Parcel Number

Primary APN	`04-01-12-000-000-032.112`
Alternative APN	`2120513`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,797 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,808 sqft
Basement Area	1,808 sqft
Finished Basement	989 sqft
Unfinished Basement	819 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	137 ft deep x 96 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	56 sqft
Deck Area	96 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2120513
Street Address	528 CHARDONNAY AVE
City	RAYMORE
State	MO
Zip	64083-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARD PARK PLACE 2ND PLAT LOT 108
Legal Subdivision	WARD PARK PLACE 2ND
Legal Lot Number	108
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3009
Census Tract	60309

Owner

528 Chardonnay Ave is owned and occupied by an individual who bought it in February 2019.

Source: Cass County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	528 CHARDONNAY AVE, RAYMORE, MO 64083-7102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL CORPORATION
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2019	Warranty Deed, Transfer · FHA Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Mar 11, 2011 · Amount on File
Deed Document Number	2019640906
Deed Book / Page	4336 / 9
Prior Transfer Date	Apr 8, 2013
Prior Transfer Doc	3679/554
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Jun 9, 2026
Property Address	528 CHARDONNAY AVE, RAYMORE, MO 64083-7102
Document Number	0000785637
Book / Page	5311 / 39
Instrument Date	May 23, 2026
Instrument	2026785637
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CHARDONNAY AVE, RAYMORE, MO 64083-7102

Mortgage

Document Number	0000785637,
Date	Jun 9, 2026
Book Page	5311/39
Instrument	2026785637

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	528 CHARDONNAY AVE, RAYMORE, MO 64083-7102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CHARDONNAY AVE, RAYMORE, MO 64083-7102

Mortgage

Document Number	4554/124
Date	Sep 11, 2020
Book Page	4554/124
Instrument	672900

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Feb 28, 2019
Property Address	528 CHARDONNAY AVE, RAYMORE, MO 64083-7102
Document Number	4336/009
Book / Page	4336 / 009
Instrument Date	Feb 27, 2019
Instrument	640906
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CHARDONNAY AVE, RAYMORE, MO 64083-7102

Mortgage

Document Number	640910
Date	Feb 28, 2019
Instrument	640910

Lender

Name	KS STATEBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 528 Chardonnay Ave was $4,158, up 11% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,158.00 (+11.03%)	$51,530 Land $7,240 Building $44,290	$271,200 Land $38,080 Building $233,120
2024	$3,745.00 (+0.13%)
2023	$3,740.00 (+4,757.14%)	$46,020 (+13.29%) Land $6,580 Building $39,440	$242,210 Land $34,620 Building $207,590
2022	$77.00	$40,620 Land $6,580 Building $34,040
2021			$213,800 Land $34,620 Building $179,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 Chardonnay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Chardonnay Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 3 serves 3,225 people · EPA ID MO1024115
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Also Mapped Here	RAYMORE PWS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: KC Web.

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