528 Central St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 528 Central St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,802 sqft · built 1900
Lot Size	0.455 acres (19,820 sqft)
Owner	2 Individuals on Record
Last Sale	$220,000 (Jan 2017)
Tax Bill	$4,110 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
APN	`WINC M:2D3 B:0 L:37`

Property Details

APN / Parcel Number

Primary APN	`WINC M:2D3 B:0 L:37`
Alternative APN	`WCDN M:2D3 B:0 L:37`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,802 sqft Living Area
Gross Area	5,286 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,820 sqft (0.455 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	528 CENTRAL ST
City	WINCHENDON
State	MA
Zip	01475-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	37
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1010
Census Tract	701101

Owner

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	528 CENTRAL ST, WINCHENDON, MA 01475-1237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Prior Sale	Oct 31, 2008
Deed Book / Page	56593 / 133
Record Updated	Sep 20, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Jan 10, 2017
Property Address	528 CENTRAL ST, WINCHENDON, MA 01475-1237
Document Number	56593-133
Book / Page	56593 / 133
Instrument	3283
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	565930136
Date	Jan 10, 2017
Instrument	56593/0136

Lender

Name	OCWEN FIN SVC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,110.00 (-0.07%)	$349,800 (+6.65%) Land $34,600 Building $315,200	$414,390 (+10.57%)
2024	$4,113.00 (+10.18%)	$328,000 (+17.73%) Land $33,200 Building $294,800	$374,775
2023	$3,733.00	$278,600 Land $32,400 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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