528 Central Pl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 528 Central Pl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 754 sqft · built 1906
Lot Size	0.107 acres (4,657 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2021)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`23N-62-0505`

Property Details

APN / Parcel Number

Primary APN	`23N-62-0505`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	754 sqft Living Area
1st Floor Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	4,657 sqft (0.107 acres)
Lot Dimensions	35 ft deep x 35 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	132 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 CENTRAL PL
City	SAINT LOUIS
State	MO
Zip	63122-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	CORONA PARK LOT 26
Legal Subdivision	CORONA PARK
Legal Block	2
Legal Lot Number	26
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1020
Census Tract	218402

Owner

528 Central Pl is owned and occupied by an individual who bought it in February 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	528 CENTRAL PL, SAINT LOUIS, MO 63122-3844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ENTERPRISE BANK & TRUST
Nov 5, 2020	Warranty Deed, Transfer ORNTIC ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	Nov 5, 2020 · Amount on File
Deed Document Number	2021226
Deed Book / Page	24638 / 1540
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0246381540
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 8, 2021
Property Address	528 CENTRAL PL, SAINT LOUIS, MO 63122-3844
Document Number	0246381540
Book / Page	24638 / 1540
Map Reference	MB 24 PG 2
Instrument Date	Jan 25, 2021
Instrument	2021020800226
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CENTRAL PL, SAINT LOUIS, MO 63122-3844

Mortgage

Document Number	2021020800227
Date	Feb 8, 2021
Instrument	2021020800227

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 5, 2020
Property Address	528 CENTRAL PL, SAINT LOUIS, MO 63122-3844
Document Number	0244162477
Book / Page	24416 / 2477
Map Reference	MB 24 PG 2
Instrument Date	Oct 9, 2020
Instrument	2020110500375
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 220953, SAINT LOUIS, MO 63122-0953

Tax Assessment & Valuation

The 2025 property tax bill for 528 Central Pl was $2,904, up 36.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,190 (-) Land $39,560 Building $11,630	$269,400 (-) Land $208,200 Building $61,200
2025	$2,904.00 (+36.92%)	$51,190 Land $39,560 Building $11,630	$269,400 Land $208,200 Building $61,200
2024	$2,121.00 (+1.58%)
2023	$2,088.00 (+3.88%)	$33,630 (+9.79%) Land $23,730 Building $9,900	$177,000 Land $124,900 Building $52,100
2022	$2,010.00	$30,630 Land $23,730 Building $6,900
2021			$161,200 Land $124,900 Building $36,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 Central Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 Central Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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