Otoe County property record for 528 Cedar St, Otoe, NE 68417
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,055 sqft · built 1915 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Dec 2018) |
| Tax Bill | $503 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000768000 |
| Primary APN | 000768000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,055 sqft Living Area |
| Gross Area | 1,164 sqft |
| 1st Floor Area | 800 sqft |
| Attic | Attic |
| Attic Area | 255 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 44 sqft |
| Shed | 1 Shed |
| Shed Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 528 CEDAR ST |
|---|---|
| City | OTOE |
| State | NE |
| Zip | 68417-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOTS 9-12 BLK 2 LA MASTER'S ADD TO OTOE; MAP NUMBER: 3493-00-0-60400-002-0009 |
| Legal Subdivision | LAMASTER'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 9-12 |
| Jurisdiction | OTOE NE |
| Township / Civil Division | BERLIN |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 966700 |
Source: Otoe County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 CEDAR ST, OTOE, NE 68417-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Deed Document Number | 20182857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTOE NE |
| Recording Date | Dec 14, 2018 |
| Property Address | 528 CEDAR ST, OTOE, NE 68417-4010 |
| Document Number | 0201802857 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 201802857 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | COOKE COUNTY TITLE COMPANY, OTOE COUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0201802858 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 201802858 |
| Name | FIRST NEBRASKA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 18% |
Source: Otoe County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Otoe County |
| Municipality | Otoe Village |
| Unified School District | Syracuse-Dunbar-Avoca Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503.00 (-31.1%) | $30,772 (+6.29%) Land $1,245 Building $29,527 | $30,772 (+6.29%) Land $1,245 Building $29,527 |
| 2023 | $730.00 | $28,951 Land $830 Building $28,121 | $28,951 Land $830 Building $28,121 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1982–2010) |
| Most Recent Claim | Jun 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF OTOE serves 288 people · EPA ID NE3113108 |
|---|---|
| Water Source | Purchased groundwater from OTOE CO RWD #3 |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pinpoint Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Windstream DSL | 200 / 20 |
May also be available: GigFire, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures