Charleston County property record for 528 Carpenter St, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 1966 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Mar 2023) |
| Tax Bill | $2,372 (2025) |
| Deeds & Mortgages | May 2023 Construction Loan Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 343-14-00-039 |
| Primary APN | 343-14-00-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 340 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 528 CARPENTER ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STONO SHORES HGTS DESCRIPTION -LT 5 BLK A |
| Legal Subdivision | STONO SHORES HGTS |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 1901 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 CARPENTER ST, CHARLESTON, SC 29412-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Construction Mortgage HERITAGE COMMUNITY BANK |
| Mar 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| May 31, 2017 | Grant Deed, Transfer · Line of Credit HERITAGE CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on Record |
| Deed Sale | Mar 9, 2023 · Amount on Record |
| Prior Sale | Oct 17, 2007 · Amount on Record |
| Deed Book / Page | 1167 / 600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 528 CARPENTER ST, CHARLESTON, SC 29412-2707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|---|
| Address | 2321 LYNCHES DR, HARTSVILLE, SC 29550-9473 |
| Document Number | 0011770940 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 1177/940 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HARTSVILLE, SC 29551 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 528 CARPENTER ST, CHARLESTON, SC 29412-2707 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|---|
| Address | 310 COKI AMALIE CT, CHARLESTON, SC 29492-8589 |
| Document Number | 0011670603 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 1167/603 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 31, 2017 |
| Property Address | 528 CARPENTER ST, CHARLESTON, SC 29412-2707 |
| Document Number | 0641/0418 |
| Book / Page | 000641 / 000418 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 CARPENTER ST CHARLESTON SC 294122707, CHARLESTON, SC 29412-2707 |
| Document Number | 641/0419 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 000641/000419 |
| Name | HERITAGE CMNTY BK |
|---|---|
| Type | Bank |
| Address | HARTSVILLE, SC 29551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 30, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,372.00 (-70.65%) | $475,000 (+1,566.67%) Land $150,000 Building $325,000 | $475,000 (+64.7%) Land $150,000 Building $325,000 |
| 2024 | $8,082.00 (+531.9%) | $28,500 (+199.06%) | |
| 2022 | $1,279.00 | $9,530 | $288,400 (-39.28%) Land $126,800 Building $161,600 |
| 2020 | $475,000 Land $150,000 Building $325,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 301 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 301 in force |
| Nearby Flood Claims | 67 (1989–2024) |
| Claims Outside the SFHA | 10 of 67 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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