Richland County property record for 528 Capitol Pl, Columbia, SC 29205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,321 sqft · built 1930 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $465,000 (Jul 2026) |
| Tax Bill | $3,078 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13803-02-22 |
| Primary APN | 13803-02-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,321 sqft Heated Area |
| Gross Area | 2,569 sqft |
| 1st Floor Area | 1,841 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01543486 |
|---|---|
| Street Address | 528 CAPITOL PL |
| City | COLUMBIA |
| State | SC |
| Zip | 29205-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-1 |
| Legal Description | LOT 1-A BLK C 70X135X70.3X135 #SU CAPITAL HEIGHTS #PR 2-536 C-226 |
| Legal Subdivision | SHANDON |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 2500 |
528 Capitol Pl is owner-occupied and held in a trust since July 2026.
Source: Richland County records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 2, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Mar 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 11, 2020 | Warranty Deed, Transfer TD BK NA |
| Jun 1, 2018 | Grant Deed, Transfer · VA Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Feb 11, 2020 · Amount on File |
| Deed Document Number | 202632470 |
| Deed Book / Page | 3143 / 2561 |
| Prior Transfer Date | Jul 1, 2026 |
| Prior Transfer Doc | 0000033600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 9, 2026 |
| Property Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Document Number | 0000033600 |
| Book / Page | 3145 / 1638 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202633600 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 2, 2026 |
| Property Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Document Number | 0000032470 |
| Book / Page | 3143 / 2561 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202632470 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122,109.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Document Number | 0000032471, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202632471 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026013360 |
|---|---|
| Date | Mar 27, 2021 |
| Book Page | 2601/3360 |
| Instrument | 2021019306 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 11, 2020 |
| Property Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Document Number | 2468/1777 |
| Book / Page | 002468 / 001777 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 7609 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 528 CAPITOL PL COLUMBIA SC 292052612, COLUMBIA, SC 29205-2612 |
| Document Number | 2468/1780 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 002468/001780 |
| Instrument | 7610 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 1, 2018 |
| Property Address | 528 CAPITOL PL, COLUMBIA, SC 29205-2612 |
| Document Number | 2307/3412 |
| Book / Page | 002307 / 003412 |
| Instrument Date | May 30, 2018 |
| Instrument | 37658 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,285.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 CAPITOL PL COLUMBIA SC 292052612, COLUMBIA, SC 29205-2612 |
| Document Number | 2307/3415 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 002307/003415 |
| Instrument | 37659 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
The 2025 property tax bill for 528 Capitol Pl was $3,078.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,078.00 | $512,730 | |
| 2023 | $2,698.00 | ||
| 2021 | $11,222.00 | $23,100 | $385,000 Land $90,000 Building $295,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 528 Capitol Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2003–2026) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 528 Capitol Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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