528 Candlelight Ln, Bethany Beach, DE 19930 Property Records

Sussex County property record for 528 Candlelight Ln, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1974
Lot Size	0.131 acres (5,702 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Sep 2021)
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`134-13.19-230.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.19-230.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,232 sqft
Elevator	Elevator

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,702 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	528 CANDLELIGHT LN
City	BETHANY BEACH
State	DE
Zip	19930-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	CANDLELIGHT ACRES LOT 14
Legal Subdivision	BETHANY BEACH
Legal Lot Number	14
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1000
Census Tract	51203

Owner

528 Candlelight Ln is owned by two individuals who bought it in September 2021.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14017 TALL SHIPS DR, WEST FRIENDSHIP, MD 21794-9743
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE
Dec 12, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202159076
Deed Book / Page	5556 / 91
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 22, 2021
Property Address	528 CANDLELIGHT LN, BETHANY BEACH, DE 19930-9628
Document Number	0055560091
Book / Page	5556 / 91
Instrument Date	Sep 17, 2021
Instrument	20210000059076
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14017 TALL SHIPS DR, WEST FRIENDSHIP, MD 21794-9743

Mortgage

Document Number	0203140148
Date	Sep 22, 2021
Book Page	20314/148
Instrument	20210000059077

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	528 CANDLELIGHT LN, BETHANY BEACH, DE 19930-9628
Document Number	0181080232
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 CANDLELIGHT LN BETHANY BEACH DE 199309628, BETHANY BEACH, DE 19930-9628

Mortgage

Document Number	0181080232
Date	Jan 23, 2020
Book Page	018108/000232
Instrument	3316

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 528 Candlelight Ln was $1,310, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Bethany Beach Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00 (-0.38%)	$15,050 (-) Land $4,000 Building $11,050	$615,700 (-) Land $365,200 Building $250,500
2025	$1,315.00	$15,050 Land $4,000 Building $11,050	$615,700 Land $365,200 Building $250,500
2023	$621.00	$15,050 Land $4,000 Building $11,050	$30,100 Land $8,000 Building $22,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 528 Candlelight Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 339 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	473 units insured incl. 134 condo units
Nearby Flood Claims	27 (1987–2024)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 6 claims Severe Coastal Storm, Jan 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Candlelight Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BEACH WATER DEPARTMENT serves 12,000 people · EPA ID DE0000556
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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