528 Bridle Ln, Wheaton, IL 60187 Property Records

DuPage County property record for 528 Bridle Ln, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,247 sqft · built 2018
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Mar 2017)
Tax Bill	$19,130 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-206-011`

Property Details

APN / Parcel Number

Primary APN	`05-09-206-011`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,247 sqft Living Area
Gross Area	4,774 sqft
Basement Area	1,527 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	18 ft deep x 7.5 ft wide
Garage Area	733 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 BRIDLE LN
City	WHEATON
State	IL
Zip	60187-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HAWTHORNE ESTATES
Legal Subdivision	HAWTHORNE ESTATES
Legal Lot Number	17
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1008
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 BRIDLE LN, WHEATON, IL 60187-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 19, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Mar 8, 2017	Warranty Deed, Subdivision Related Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Apr 16, 2015 · Amount on Record
Deed Document Number	201723228
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0000008814
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	528 BRIDLE LN, WHEATON, IL 60187-3204
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018066
Date	Mar 2, 2018
Instrument	R2018-018066

Lender

Name	EVERGREEN BANK GROUP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 19, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	528 BRIDLE LN, WHEATON, IL 60187-3204
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	LST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069857
Date	Aug 15, 2019
Instrument	R2019-069857

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	528 BRIDLE LN, WHEATON, IL 60187-3204
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008793
Date	Jan 19, 2021
Instrument	R2021-008793

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	528 BRIDLE LN, WHEATON, IL 60187-3204
Document Number	0000018065
Instrument Date	Feb 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	528 BRIDLE LN WHEATON IL 601873204, WHEATON, IL 60187-3204

Mortgage

Document Number	0000018065
Date	Mar 2, 2018
Instrument	18065

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 8, 2017
Property Address	528 BRIDLE LN, WHEATON, IL 60187-3204
Document Number	0000023228
Map Reference	DOC720773
Instrument Date	Mar 1, 2017
Instrument	R2017-023228
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	528 BRIDLE LN, WHEATON, IL 60187-3204

Mortgage

Document Number	0000023229
Date	Mar 8, 2017
Instrument	R2017-023229

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,130.00 (+8.87%)	$323,834 (+24.68%) Land $43,196 Building $280,638	$971,502 (+24.68%) Land $129,588 Building $841,914
2022	$17,571.00 Homeowner's exemption	$259,730 Land $34,650 Building $225,080	$779,190 Land $103,950 Building $675,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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