528 Bowles St, Neptune Beach, FL 32266 Property Records

Duval County property record for 528 Bowles St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1955
Lot Size	0.192 acres (8,376 sqft)
Owner	Company Name on Record
Last Sale	$509,000 (May 2021)
Tax Bill	$11,888 (2025)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`173191-0000`

Property Details

APN / Parcel Number

Primary APN	`173191-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,376 sqft (0.192 acres)
Lot Dimensions	114 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	528 BOWLES ST
City	NEPTUNE BEACH
State	FL
Zip	32266-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-2
Legal Description	25-30 21-2S-29E MERIMAR TERRACE BY THE SEA LOT 4 BLK 2
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	MERIMAR TER BY THE SEA
Legal Block	2
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	3
Census Block	3001
Census Tract	14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	96 OCEAN BLVD, ATLANTIC BEACH, FL 32233-5261
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Jul 2, 2004 · Amount on Record
Deed Document Number	2021121830
Deed Book / Page	19721 / 85
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 13, 2021
Property Address	528 BOWLES ST, NEPTUNE BEACH, FL 32266-4716
Document Number	0197210085
Book / Page	19721 / 85
Map Reference	MB 25 PG 30
Instrument Date	May 6, 2021
Instrument	2021121830
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,563.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5315 POND VIEW DR, 5315, JACKSONVILLE, FL 32258-3417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 BOWLES ST, NEPTUNE BEACH, FL 32266-4716

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,923 (+3.04%) Land $398,480 Building $303,443	$701,923 (+3.04%) Land $398,480 Building $303,443
2025	$11,888.00 (+7.98%)	$681,237 (+2.59%) Land $396,180 Building $285,057	$681,237 (+2.59%) Land $396,180 Building $285,057
2024	$11,009.00 (+3.93%)
2023	$10,593.00 (+24.98%)	$664,010 (+33.99%) Land $409,386 Building $254,624	$664,010 (+33.99%) Land $409,386 Building $254,624
2022	$8,476.00	$495,558 Land $264,120 Building $231,438	$495,558 Land $264,120 Building $231,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20