528 Belem Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 528 Belem Dr, Chesapeake, VA 23322 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,183 sqft · built 1987
Lot Size	0.269 acres (11,718 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Jun 2026)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Nov 2011 Mortgage Oct 2006 Line of Credit + 3 more
APN	`0583003000330`

Property Details

APN / Parcel Number

Primary APN	`0583003000330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,183 sqft Living Area
1st Floor Area	1,140 sqft
Upper Floors Area	1,140 sqft
Attic	Attic
Attic Area	534 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	112 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	534 sqft

Exterior Amenities

Porch	Slab
Porch Area	430 sqft
Deck Area	151 sqft
Patio Area	151 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 BELEM DR
City	CHESAPEAKE
State	VA
Zip	23322-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 LAS GAVIOTAS PH ONE SEC FOUR
Legal Subdivision	LAS GAVIOTAS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21016

Owner

Source: Chesapeake City records · APN 0583003000330

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 BEHELM DR, CHESAPEAKE, VA 23322
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2011	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT MORTGAGE LLC
Oct 23, 2006	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NATIONAL AS
Jun 11, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 28, 2022	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	202615034
Deed Book / Page	10989 / 996
Record Updated	Sep 20, 2026

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	528 BELEM DR, CHESAPEAKE, VA 23322-8038
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008523/279
Date	Nov 01, 2011
Book Page	8523/279

Lender

Name	PROSPECT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2026

Interest

Rate Type	Fixed Rate

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	528 BELEM DR, CHESAPEAKE, VA 23322-8038
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006797/418
Date	Oct 23, 2006
Book Page	6797/418

Lender

Name	WACHOVIA BANK NATIONAL AS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 24, 2046

Interest

Rate Type	Adjustable Rate

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 11, 2026
Property Address	528 BELEM DR, CHESAPEAKE, VA 23322-8038
Document Number	0000015034
Book / Page	10989 / 996
Instrument Date	Jun 08, 2026
Instrument	202615034
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	BARRISTERS SETTLEMENT AND TITLE, BARRISTERS SETTLEMENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015035,
Date	Jun 11, 2026
Instrument	202615035

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 28, 2022
Property Address	528 BELEM DR, CHESAPEAKE, VA 23322-8038
Document Number	010575/540
Book / Page	10575 / 540
Instrument Date	Jun 23, 2022
Instrument	220021191
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 BELEM DR, CHESAPEAKE, VA 23322-8038

Mortgage

Document Number	0220021192
Date	Jun 28, 2022
Instrument	220021192

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 26, 2020
Property Address	528 BELEM DR, CHESAPEAKE, VA 23322-8038
Document Number	10154/1076
Book / Page	10154 / 1076
Instrument Date	May 21, 2020
Instrument	200016132
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 BELEM DR, CHESAPEAKE, VA 23322-8038

Mortgage

Document Number	200016133
Date	May 26, 2020
Instrument	200016133

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,805.00 (+4.03%)	$574,800 (+7.3%) Land $205,000 Building $369,800	$574,800 (+7.3%) Land $205,000 Building $369,800
2024	$5,580.00 (+35.04%)
2023		$535,700 Land $165,000 Building $370,700	$535,700 Land $165,000 Building $370,700
2019	$4,132.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 63 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020, rainfall accumulation
Claims By Storm	Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Belem Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures