528 Beach Dr, Middle River, MD 21220 Property Records

Baltimore County property record for 528 Beach Dr, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 1956
Lot Size	0.47 acres (20,460 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 2018)
Tax Bill	$2,519 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale & Mortgage
APN	`15-1507582930`

Property Details

APN / Parcel Number

Primary APN	`15-1507582930`
Alternative APN	`1507582930`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,963 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	20,460 sqft (0.47 acres)
Lot Dimensions	188 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1507582930
Street Address	528 BEACH DR
City	MIDDLE RIVER
State	MD
Zip	21220-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	537 N CARROLL ISLAND RD BENGIES FARM BEACH
Legal Subdivision	CARROLL ISLAND
Legal Block	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1002
Census Tract	451803

Owner

Source: Baltimore County records · APN 15-1507582930

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 BEACH DR, MIDDLE RIVER, MD 21220-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 16, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Jun 18, 1986 · Amount on Record
Deed Book / Page	40150 / 97
Last Transfer Date	Jun 10, 2021
Transfer Doc	0455410079
Record Updated	Jun 08, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Sep 30, 2021
Property Address	528 BEACH DR, MIDDLE RIVER, MD 21220-2307
Document Number	0455410079
Book / Page	45541 / 79
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	528 BEACH DR, MIDDLE RIVER, MD 21220-2307

Mortgage

Document Number	0004554185
Date	Sep 30, 2021
Instrument	45541/85

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 01, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 16, 2018
Property Address	528 BEACH DR, MIDDLE RIVER, MD 21220-2307
Document Number	0401500097
Book / Page	0040150 / 097
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MIDDLE RIVER, MD 21220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 BEACH DR, MIDDLE RIVER, MD 21220-2307

Mortgage

Document Number	0040150102
Date	Apr 16, 2018
Instrument	0040150/102

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,367 (+26.1%)	$250,900 (+39.16%) Land $95,200 Building $155,700
2024	$2,519.00 (+124.51%)
2023	$1,122.00	$180,300 Land $89,100 Building $91,200	$180,300 Land $89,100 Building $91,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 14 locations within half a mile of this property.

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