528 7th St, Los Banos, CA 93635 Property Records

Merced County property record for 528 7th St, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 932 sqft · built 1957
Lot Size0.172 acres (7,485 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Nov 2021)
Tax Bill$3,994 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN025-101-016-000

Property Details

APN / Parcel Number

Primary APN025-101-016-000
Alternative APN
  • 025-101-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area932 sqft Living Area
1st Floor Area932 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1968
Construction TypeWood
Roof MaterialOther
Lot Area7,485 sqft (0.172 acres)
Garage Area324 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area90 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemCentral

Location & Zoning

Old Parcel Number025-101-016
Street Address528 7TH ST
CityLOS BANOS
StateCA
Zip93635-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOS BANOS NE 75LOTS 17-20 BLK 31
Legal SubdivisionLOS BANOS
Legal Block31
Legal Lot Number17-20
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group2
Census Block2008
Census Tract2201

Owner

528 7th St is owned and occupied by an individual who bought it in November 2021.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address528 7TH ST, LOS BANOS, CA 93635-3739
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2021 · Amount on File
Deed SaleNov 12, 2021 · Amount on File
Prior SaleJul 28, 2010
Deed Document Number202150700
Record UpdatedOct 29, 2026

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 12, 2021
Property Address528 7TH ST, LOS BANOS, CA 93635-3739
Document Number0000050700
Map ReferenceVOL 2 PG 21
Instrument DateNov 5, 2021
Instrument2021050700
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address528 7TH ST, LOS BANOS, CA 93635-3739

Mortgage

Document Number0000050701
DateNov 12, 2021
Instrument2021050701
Lender
NameSELF HELP FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 528 7th St was $3,994.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$373,436 (+2%) Land $119,066 Building $254,370
2025$3,994.00$366,115 Land $116,732 Building $249,383
2023$3,820.00 (+1.46%)$351,900 Land $112,200 Building $239,700
2022$3,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 528 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 528 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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