Sarasota County property record for 528 45th St, Sarasota, FL 34234
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,637 sqft · built 1955 |
| Lot Size | 0.182 acres (7,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Apr 2024) |
| Tax Bill | $6,865 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Apr 2024 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2004-05-0011 |
| Primary APN | 2004-05-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,637 sqft Living Area |
| 1st Floor Area | 1,637 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Family |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,946 sqft (0.182 acres) |
| Lot Dimensions | 105 ft deep x 65 ft wide |
| View / Lot | Mainland |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2004050011 |
|---|---|
| Street Address | 528 45TH ST |
| City | SARASOTA |
| State | FL |
| Zip | 34234-4512 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RSF2 |
| Legal Description | E 65 FT OF BLK 16 INDIAN BEACH MAP OF |
| Legal Range | 17E |
| Legal Township | 36S |
| Legal Section | 12 |
| Legal Subdivision | INDIAN BEACH MAP OF |
| Legal Tract | 62 |
| Legal Block | 16 |
| Legal Lot Number | 16 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 900 |
528 45th St, a residential property, is owned by two individuals who bought it in April 2024.
Source: Sarasota County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1037 MECCA DR, SARASOTA, FL 34234-2815 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Warranty Deed, Transfer |
| Apr 17, 2024 | Intrafamily Transfer, Transfer |
| Jun 17, 2019 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Jun 17, 2019 · Amount on File |
| Deed Document Number | 202452834 |
| Prior Transfer Date | Oct 27, 2015 |
| Prior Transfer Doc | 0000137898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 17, 2024 |
| Property Address | 528 45TH ST, SARASOTA, FL 34234-4512 |
| Document Number | 0000052834 |
| Map Reference | MB A PG 33 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024052834 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4019 WORCESTER RD, SARASOTA, FL 34231-6552 |
| Name | Verified Name |
|---|---|
| Address | 1037 MECCA DR, SARASOTA, FL 34234-2815 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 17, 2024 |
| Property Address | 528 45TH ST, SARASOTA, FL 34234-4512 |
| Document Number | 0000052835 |
| Map Reference | MB A PG 33 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024052835 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1037 MECCA DR, SARASOTA, FL 34234-2815 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 528 45TH ST, SARASOTA, FL 34234-4512 |
| Document Number | 0000080947 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 80947 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $1,589.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1108 COLLETON DR SARASOTA FL 342345323, SARASOTA, FL 34234-5323 |
The 2025 property tax bill for 528 45th St was $6,865.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Sarasota City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,865.00 | $440,000 Land $236,900 Building $203,100 | $440,000 Land $236,900 Building $203,100 |
| 2023 | $4,044.00 (+7.24%) | $287,800 (+5.19%) Land $255,100 Building $32,700 | $287,800 (+5.19%) Land $255,100 Building $32,700 |
| 2022 | $3,771.00 | $273,600 Land $245,000 Building $28,600 | $273,600 Land $245,000 Building $28,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 528 45th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 123 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 4 condo units |
| Nearby Flood Claims | 93 (1980–2024) |
| Claims Outside the SFHA | 6 of 93 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 45th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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