528 3rd St, Mamaroneck, NY 10543 Property Records

Westchester County and Rye Town property record for 528 3rd St, Mamaroneck, NY 10543

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,776 sqft · built 1960
Lot Size0.101 acres (4,415 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (May 2007)
Tax Bill$12,522 (2026)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN554803 154.26-1-3

Property Details

APN / Parcel Number

Primary APN554803 154.26-1-3
Alternative APNs
  • 480315402600010030000000
  • 00005382000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,776 sqft Living Area
1st Floor Area1,013 sqft
2nd Floor Area763 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,415 sqft (0.101 acres)
PorchSlab
Porch Area402 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00005382000
Street Address528 3RD ST
CityMAMARONECK
StateNY
Zip10543-1642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number3.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2009
Census Tract7401

Owner

528 3rd St is owned and occupied by two individuals who bought it in May 2007.

Source: Westchester County and Rye Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address528 3RD ST, MAMARONECK, NY 10543-1642
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 16, 2021Deed of Trust, Mortgage · Line of Credit
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2007 · Amount on File
Deed SaleMay 2, 2007 · Amount on File
Prior SaleMay 10, 2002 · Amount on File
Deed Document Number2007471160026
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address528 3RD ST, MAMARONECK, NY 10543-1642
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 3RD ST, MAMARONECK, NY 10543-1642

Mortgage

Document Number0613193278
DateNov 16, 2021
Instrument613193278
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.87%
Margin3
Max Rate7.87%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address528 3RD ST, MAMARONECK, NY 10543-1642
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 3RD ST, MAMARONECK, NY 10543-1642

Mortgage

Document Number0613193279
DateNov 16, 2021
Instrument613193279
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount on Record
Term355 Months
DueJun 3, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 528 3rd St was $12,522 with exemptions applied, up 28% from the year before.

Source: Westchester County and Rye Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionRye Town
MunicipalityMamaroneck Village
Unified School DistrictRye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,522.00 (+27.96%) Disabled Person's exemption Veteran's exemption
2025$9,786.00$675,400 (+6.01%) Land $266,200 Building $409,200$675,400 (+6.01%) Land $266,200 Building $409,200
2024Disabled Person's exemption Veteran's exemption$637,092 (+4.03%) Land $266,200 Building $370,892$637,092 (+4.03%) Land $266,200 Building $370,892
2023$612,400 Land $253,500 Building $358,900$612,400 Land $253,500 Building $358,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims192 (1978–2024)
Claims Outside the SFHA59 of 192
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 32 claims
  • Hurricane Irene, Aug 2011 · 21 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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