Polk County property record for 528 3rd St, Des Moines, IA 50309
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 1 ba · 4,280 sqft · built 1960 |
| Lot Size | 0.387 acres (16,900 sqft) |
| Owner | Owner Name on File |
| Last Sale | $1,199,500 (Jul 2005) |
| Tax Bill | $26,430 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-04-409-004 |
| Primary APN | 7824-04-409-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 4,280 sqft |
| Year Built | Built 1960 |
|---|---|
| Lot Area | 16,900 sqft (0.387 acres) |
| Lot Dimensions | 130 ft deep x 130 ft wide |
| Sewer | Connected |
|---|
| Street Address | 528 3RD ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C-3 |
| Legal Description | LTS 1 & 2 BLK 3 BIRDS ADD |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 04 |
| Legal Subdivision | BIRDS ADD |
| Legal Block | 3 |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 5101 |
The current owner of 528 3rd St bought it in July 2005.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 5000 WESTOWN PKWY STE 400, 400, WEST DES MOINES, IA 50266-5921 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2005 · Amount on File |
| Deed Sale | Jul 25, 2005 · Amount on File |
| Deed Document Number | 2006-00008102 |
| Deed Book / Page | 11185 / 0191 |
| Record Updated | Jun 7, 2026 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $744,100 Land $744,000 Building $100 | $744,100 Land $744,000 Building $100 | |
| 2024 | $26,430.00 | ||
| 2023 | $744,100 Land $744,000 Building $100 | $744,100 Land $744,000 Building $100 | |
| 2020 | $27,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 3rd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured incl. 94 condo units |
| Nearby Flood Claims | 4 (2004–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 528 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, T-Mobile, Vero Fiber.
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