Niagara County and Niagara Falls City property record for 528 31st St, Niagara Falls, NY 14301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1940 |
| Lot Size | 0.092 acres (4,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,000 (Jun 2022) |
| Tax Bill | $3,696 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 291100 159.27-2-45 |
| Primary APN | 291100 159.27-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Upper Floors Area | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,040 sqft (0.092 acres) |
| Lot Dimensions | 101 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05/3594. |
|---|---|
| Street Address | 528 31ST ST |
| City | NIAGARA FALLS |
| State | NY |
| Zip | 14301-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-B |
| Legal Description | TM 170 BL C LOT 53 & S.PT 51 |
| Legal Subdivision | STEDMAN FARM |
| Legal Block | 2 |
| Legal Lot Number | 45.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NIAGARA FALLS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21400 |
Source: Niagara County and Niagara Falls City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 31ST ST, NIAGARA FALLS, NY 14301-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 1, 2021 | Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Jul 1, 2021 · Amount on Record |
| Deed Document Number | 202212353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 24, 2022 |
| Property Address | 528 31ST ST, NIAGARA FALLS, NY 14301-2542 |
| Document Number | 0000002353 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022-12353 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 528 31ST ST, 528, NIAGARA FALLS, NY 14301-2542 |
| Name | Verified Name |
|---|---|
| Address | 2 MANNER COWERS #103 # 103, 103, BUFFALO, NY 14201 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002354 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022-12354 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jul 1, 2021 |
| Property Address | 528 31ST ST, NIAGARA FALLS, NY 14301-2542 |
| Document Number | 0000003534 |
| Map Reference | MB 2 PG 178 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-13534 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 470 ADAMS ST, 470, QUINCY, MA 02169-1729 |
| Name | Verified Name |
|---|---|
| Address | 335-70TH STREETT, NIAGARA FALLS, NY 14304-4056 |
| Document Number | 0000003535 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-13535 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Niagara Falls City |
| Unified School District | Niagara Falls City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,696.00 (+19.34%) | ||
| 2025 | $3,097.00 | $53,200 (-) Land $2,900 Building $50,300 | $118,200 (+2%) Land $6,443 Building $111,757 |
| 2023 | $53,200 Land $2,900 Building $50,300 | $98,500 Land $5,369 Building $93,131 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
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