528 2nd St, Galt, CA 95632 Property Records

Sacramento County property record for 528 2nd St, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1975
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jan 2018)
Tax Bill$3,582 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN150-0242-025-0000

Property Details

APN / Parcel Number

Primary APN150-0242-025-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCustom Design
Exterior MaterialWood Shingle
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address528 2ND ST
CityGALT
StateCA
Zip95632-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOR LOTS 9 & 10 BLK 29, TOWN OF GALT, BEG AT THESELY COR SD LOT 9, TH N 16%1 1/2W 62.5 FT, THS 73%58W 80 FT, TH S 16%1
Legal SubdivisionGALT
Legal Block29
Legal Lot Number9,10
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group4
Census Block4015
Census Tract9502

Owner

Source: Sacramento County records · APN 150-0242-025-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 2ND ST, GALT, CA 95632-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · Conventional with PMI
GUILD MTG
Jan 26, 2018Grant Deed, Transfer · FHA Mortgage
GUILD MTG
Nov 19, 2017Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2018 · Amount on Record
Deed SaleJan 26, 2018 · Amount on Record
Prior SaleJan 12, 2016 · Amount on Record
Deed Book / Page20180126 / 1354
Prior Transfer DateSep 20, 2002
Prior Transfer Doc2002001892
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address528 2ND ST, GALT, CA 95632-1812
Document Number2005200698
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJun 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 2ND ST GALT CA 956321812, GALT, CA 95632-1812

Mortgage

Document Number2005200698
DateMay 20, 2020
Instrument2005200698
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 19, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 26, 2018
Property Address528 2ND ST, GALT, CA 95632-1812
Document Number1801261354
Instrument DateJan 24, 2018
Instrument1801261354
Transaction TypeTransfer
Record UpdatedFeb 06, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 2ND ST GALT CA 956321812, GALT, CA 95632-1812

Mortgage

Document Number1801261355
DateJan 26, 2018
Instrument1801261355
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address528 2ND ST, GALT, CA 95632-1812
Document Number1711290930
Instrument DateNov 19, 2017
Transaction TypeMortgage
Record UpdatedDec 06, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 2ND ST GALT CA 956321812, GALT, CA 95632-1812

Mortgage

Document Number1711290930
DateNov 29, 2017
Instrument1711290930
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$324,956 (+2%) Land $67,891 Building $257,065
2025$3,582.00 (+4.52%) Homeowner's exemption$318,585 (+4.04%) Land $66,560 Building $252,025
2024$3,427.00 (+1.75%)
2023$3,368.00 (+4.27%) Homeowner's exemption$306,216 Land $63,976 Building $242,240
2022$3,230.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, California Internet, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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