528 2nd Ave, Brunswick, MD 21716 Property Records

Frederick County property record for 528 2nd Ave, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,260 sqft · built 1984
Lot Size	0.421 acres (18,380 sqft)
Owner	Individual Name on File
Last Sale	$386,500 (May 2021)
Tax Bill	$4,519 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`25-484746`

Property Details

APN / Parcel Number

Primary APN	`25-484746`
Alternative APN	`484746`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,380 sqft (0.421 acres)
Porch	Open Porch
Porch Area	104 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	484746
Street Address	528 2ND AVE
City	BRUNSWICK
State	MD
Zip	21716-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2-A BLK 3 18,380 SQ FT SECOND AVE BRUNSWICK
Legal Subdivision	BRUNSWICK
Legal Block	3
Legal Lot Number	21
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	2
Census Block	2002
Census Tract	775400

Owner

528 2nd Ave is owned and occupied by an individual who bought it in May 2021.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	528 2ND AVE, BRUNSWICK, MD 21716-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 3, 2020	Deed, Construction Loan · Construction Mortgage WOODSBORO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	0014904342
Deed Book / Page	14904 / 342
Record Updated	Jun 7, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 19, 2021
Property Address	528 2ND AVE, BRUNSWICK, MD 21716-1433
Document Number	0149040342
Book / Page	14904 / 342
Map Reference	MB 29 PG 10
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	528 2ND AVE, BRUNSWICK, MD 21716-1433

Mortgage

Document Number	0014904347
Date	May 19, 2021
Instrument	14904/347

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

December 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 3, 2020
Property Address	528 2ND AVE, BRUNSWICK, MD 21716-1433
Document Number	0143190438
Book / Page	14319 / 438
Map Reference	MB 29 PG 10
Instrument Date	Nov 13, 2020
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2130 CHESTNUT LN, FREDERICK, MD 21702-5922

Mortgage

Document Number	0014319443
Date	Dec 3, 2020
Instrument	14319/443

Lender

Name	WOODSBORO BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,519.00	$280,100	$312,200 Land $94,700 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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