528 16th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 528 16th St, Sheldon, IA 51201 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,358 sqft · built 1976
Lot Size	0.597 acres (26,048 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2020)
Tax Bill	$3,492 (2024)
Deeds & Mortgages	May 2019 Mortgage Aug 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0048060000`

Property Details

APN / Parcel Number

Primary APN	`0048060000`
Alternative APN	`0000480600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	1,358 sqft
Finished Basement	1,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,048 sqft (0.597 acres)
Lot Dimensions	193 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	660 sqft
Deck Area	48 sqft
Patio Area	252 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	0000480600
Street Address	528 16TH ST
City	SHELDON
State	IA
Zip	51201-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-96-42 AUD SUBD N 1/2 NW 1/4 W 135 OF N 193 OF E 381 OF LOT 1
Legal Range	42
Legal Township	96
Legal Section	06
Legal Subdivision	AUD SUBD
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2054
Census Tract	490300

Owner

Source: O'Brien County records · APN 0048060000

Assessment roll updated May 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1115 15TH ST, SHELDON, IA 51201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK NA
Aug 31, 2020	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK
Aug 19, 2019	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202002454
Last Transfer Date	Feb 07, 2025
Transfer Doc	0020250343
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	528 16TH ST, SHELDON, IA 51201-2310
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900996
Date	May 02, 2019
Instrument	2019-00996

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	ORANGE CITY, IA 51041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 20, 2034

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Aug 31, 2020
Property Address	528 16TH ST, SHELDON, IA 51201-2310
Document Number	202002454
Instrument Date	Aug 18, 2020
Instrument	2020-02454
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 16TH ST, SHELDON, IA 51201-2310

Mortgage

Document Number	202002455
Date	Aug 31, 2020
Instrument	2020-02455

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Aug 19, 2019
Property Address	528 16TH ST, SHELDON, IA 51201-2310
Document Number	201901825
Instrument Date	Aug 14, 2019
Instrument	2019-01825
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 16TH ST, SHELDON, IA 51201-2310

Mortgage

Document Number	201901826
Date	Aug 19, 2019
Instrument	2019-01826

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: O'Brien County records · Assessment roll updated May 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,750 (+13.3%) Land $28,960 Building $222,790	$251,750 (+13.3%) Land $28,960 Building $222,790
2024	$3,492.00 (+10.51%)
2023		$222,200 (+18.81%) Land $28,960 Building $193,240	$222,200 (+18.81%) Land $28,960 Building $193,240
2022	$3,160.00 Homeowner's exemption	$187,020 Land $28,960 Building $158,060
2021			$187,020 Land $28,960 Building $158,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, O'Brien County (19141C), updated December 16, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mutual Telephone Company (IA)	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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