528 14th St N, Naples, FL 34102 Property Records

Collier County property record for 528 14th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 1964
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Aug 2024)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`127000 4 674A34`

Property Details

APN / Parcel Number

Primary APN	`127000 4 674A34`
Alternative APNs	`181628800080338004674` `18162880008`

Interior

Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Deck Area	72 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	528 14TH ST N
City	NAPLES
State	FL
Zip	34102-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	RIVER PARK EAST BLK 4 LOT 67 + PART LOT 66 BEG AT SW COR RUN E 25.12FT TO POB, N 69 DEG E 58.79FT, E 37.02FT, SE LY 21.8FT TO SE COR LOT 66 W ALG S LOT LI TO POB OR 206 PG 709 OR 1511 PG 838 OR 1851 PG 798
Legal Range	25
Legal Township	49
Legal Section	34
Legal Subdivision	RIVER
Legal Tract	127000
Legal Block	4
Legal Lot Number	67
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	700

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 14TH ST N, NAPLES, FL 34102-3430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage DEEPHAVEN MORTGAGE LLC
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Dec 2, 2004 · Amount on Record
Deed Document Number	20246584940
Deed Book / Page	6391 / 2377
Last Transfer Date	Dec 23, 2024
Transfer Doc	0064261764
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	528 14TH ST N, NAPLES, FL 34102-3430
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 E CROWN POINTE BLVD, NAPLES, FL 34112-3677
Investor	Possibly a Property Investor

Mortgage

Document Number	0063060983
Date	Nov 16, 2023
Book Page	6306/983
Instrument	6477322

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	May 20, 2026
Property Address	528 14TH ST N, NAPLES, FL 34102-3430
Document Number	0006827457
Book / Page	6589 / 3233
Instrument Date	May 10, 2023
Instrument	20266827457
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 E CROWN POINTE BLVD, NAPLES, FL 34112-3677

Mortgage

Document Number	0006827457,
Date	May 20, 2026
Book Page	6589/3233
Instrument	20266827457

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.27%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	528 14TH ST N, NAPLES, FL 34102-3430
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 E CROWN POINTE BLVD, NAPLES, FL 34112-3677

Mortgage

Document Number	0060720323
Date	Jan 18, 2022
Book Page	6072/323
Instrument	6191069

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	528 14TH ST N, NAPLES, FL 34102-3430
Document Number	0054681145
Book / Page	005468 / 001145
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4724 GOLDEN GATE PKWY #D NAPLES FL 341166971, D, NAPLES, FL 34116-6971

Mortgage

Document Number	0054681145
Date	Jan 17, 2018
Book Page	005468/001145
Instrument	5497348

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2033

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,165 (-30.13%) Land $348,415 Building $38,750	$387,165 (-30.13%) Land $348,415 Building $38,750
2025	$4,665.00 (+46.19%)	$554,109 (+148.24%) Land $468,357 Building $85,752	$554,109 (+67.57%) Land $468,357 Building $85,752
2024	$3,191.00 (+26.33%)
2023	$2,526.00 (-8.54%)	$223,211 (+1%)	$330,671 (-12.1%) Land $261,360 Building $69,311
2022	$2,762.00	$202,919	$376,176 Land $301,871 Building $74,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	871 units insured incl. 734 condo units
Nearby Flood Claims	113 (1979–2025)
Claims Outside the SFHA	1 of 113
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Ian, Sep 2022 · 33 claims Hurricane Ian, Sep 2022 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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