5279 Harmony Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5279 Harmony Ln, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,482 sqft · built 1955
Lot Size	0.225 acres (9,779 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (May 1996)
Tax Bill	$5,145 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-D-00-027-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-D-00-027-0`
Alternative APN	`45`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	390 sqft
Finished Basement	390 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,779 sqft (0.225 acres)
Lot Dimensions	163 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	350 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5279 HARMONY LN
City	WILLOUGHBY
State	OH
Zip	44094-4387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES
Legal Tract	10,14
Legal Block	1
Legal Lot Number	195
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1011
Census Tract	201300

Owner

Source: Lake County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Nov 22, 2023	Transfer on Death Deed, Transfer
Aug 16, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Mar 16, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1996 · Amount on Record
Deed Sale	May 30, 1996 · Amount on Record
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jun 3, 2026
Property Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387
Document Number	0000011865
Instrument Date	May 26, 2026
Instrument	202611865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387

Mortgage

Document Number	0000011865,
Date	Jun 3, 2026
Instrument	202611865

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Nov 22, 2023
Property Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387
Document Number	0000023585
Instrument Date	Nov 13, 2023
Instrument	2023R023585
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022823
Date	Aug 16, 2022
Instrument	2022R022823

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 12, 2027

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5279 HARMONY LN, WILLOUGHBY, OH 44094-4387
Document Number	0000006974
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5279 HARMONY LN WILLOUGHBY OH 440944387, WILLOUGHBY, OH 44094-4387

Mortgage

Document Number	0000006974
Date	Apr 4, 2019
Instrument	6974

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,050 (+32.57%) Land $17,390 Building $54,660	$205,850 (+32.56%) Land $49,680 Building $156,170
2023	$5,145.00 (+53.77%) Homeowner's exemption	$54,350 (-) Land $14,730 Building $39,620
2022	$3,346.00 Homeowner's exemption	$54,350 Land $14,730 Building $39,620
2021			$155,290 Land $42,090 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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