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5278 Walnut Ridge Dr, Orlando, FL 32829 Property Records

Orange County property record for 5278 Walnut Ridge Dr, Orlando, FL 32829

Property Summary

Property TypeSingle Family Home
Details10 bd · 6.25 ba · 4,866 sqft · built 2004
Lot Size0.142 acres (6,194 sqft)
OwnerIndividual Name on Record
Last Sale$534,500 (Apr 2025)
Tax Bill$7,885 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-23-31-2013-02-500

Property Details

APN / Parcel Number

Primary APN18-23-31-2013-02-500
Alternative APNs
  • 312318201302500
  • 634480
  • 640800
  • 645599

Interior

Bedrooms10 Beds
Full Baths6.25 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,866 sqft Living Area
Gross Area6,072 sqft
1st Floor Area1,410 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,194 sqft (0.142 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5278 WALNUT RIDGE DR
CityORLANDO
StateFL
Zip32829-8256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTIVOLI WOODS VILLAGE B 51/74 LOT 250
Legal Range31E
Legal Township23S
Legal Section18
Legal SubdivisionTIVOLI WOODS VILLAGE B
Legal Tract2013
Legal Block2
Legal Lot Number250
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group3
Census Block3004
Census Tract16710

Owner

Source: Orange County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5278 WALNUT RIDGE DR, ORLANDO, FL 32829-8256
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · VA Mortgage
HOME1ST LENDING, LLC.
Jan 26, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 18, 2020Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FIN'L CORP
Oct 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2025 · Amount on Record
Deed SaleApr 22, 2025 · Amount on Record
Prior SaleJan 26, 2022 · Amount on Record
Deed Document Number2025236262
Prior Transfer DateSep 1, 2011
Prior Transfer Doc0000466882
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateMay 12, 2026
Property Address5278 WALNUT RIDGE DR, ORLANDO, FL 32829-8256
Document Number0000267693
Instrument DateMay 7, 2026
Instrument2026267693
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address5278 WALNUT RIDGE DR, ORLANDO, FL 32829-8256

Mortgage

Document Number0000267693,
DateMay 12, 2026
Instrument2026267693
Lender
NameHOME1ST LENDING, LLC.
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 26, 2022
Property Address5278 WALNUT RIDGE DR, ORLANDO, FL 32829-8256
Document Number0000056570
Map ReferenceMB 51 PG 74-83
Instrument DateJan 19, 2022
Instrument20220056570
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11875 COUNTRY GARDEN DR, 11875, RANCHO CORDOVA, CA 95742-8126

Transferred To (Grantee/Buyer)

NameVerified Name
Address5278 WALNUT RIDGE DR, ORLANDO, FL 32829-8256

Mortgage

Document Number0000056571
DateJan 26, 2022
Instrument20220056571
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 18, 2020
Property Address5278 WALNUT RIDGE DR, ORLANDO, FL 32829-8256
Document Number0000603267
Instrument DateNov 10, 2020
Instrument603267
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11875 COUNTRY GARDEN DR RANCHO CORDOVA CA 957428126, RANCHO CORDOVA, CA 95742-8126

Mortgage

Document Number603268
DateNov 18, 2020
Instrument603268
Lender
NameAMERIFIRST FIN'L CORP
AddressPORTAGE, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5278 WALNUT RIDGE DR, ORLANDO, FL 32829-8256
Document Number0000587675
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyMORTGAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5278 WALNUT RIDGE DR ORLANDO FL 328298256, ORLANDO, FL 32829-8256

Mortgage

Document Number0000587675
DateOct 26, 2017
Instrument587675
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 25, 2037

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,350 (-0.25%) Land $85,000 Building $377,350$462,350 (-1.31%) Land $85,000 Building $377,350
2025$7,885.00 (+3.57%) Homeowner's exemption$463,512 (+8.99%)$468,490 (+10.16%) Land $85,000 Building $383,490
2024$7,613.00 (+7.59%)
2023$7,076.00 (+14.93%) Homeowner's exemption$425,288 (+17.55%) Land $90,000 Building $335,288$425,288 (+17.55%) Land $90,000 Building $335,288
2022$6,157.00$361,795 Land $80,000 Building $281,795$361,795 Land $80,000 Building $281,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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