5278 Tipple Rd, Rockford, IL 61102 Property Records

Winnebago County property record for 5278 Tipple Rd, Rockford, IL 61102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,473 sqft · built 1942
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Sep 2018)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233A017`

Property Details

APN / Parcel Number

Primary APN	`233A017`
Alternative APN	`1517201011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,473 sqft Living Area
Gross Area	1,957 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Finished Basement	300 sqft
Unfinished Basement	484 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	188 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	1,000 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	233A017
Street Address	5278 TIPPLE RD
City	ROCKFORD
State	IL
Zip	61102-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT LINDSKOLDS SUBD BNG PT W1/2 NE1/4SEC 17-43-1 LOT 024
Legal Range	1
Legal Township	43
Legal Section	17
Legal Subdivision	PLAT LINDSKOLDS SUBD
Legal Lot Number	024
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2025
Census Tract	3711

Owner

5278 Tipple Rd is owned and occupied by an individual who bought it in September 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5278 TIPPLE RD, ROCKFORD, IL 61102-4426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	20181027968
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 27, 2018
Property Address	5278 TIPPLE RD, ROCKFORD, IL 61102-4426
Document Number	0001027968
Instrument Date	Sep 24, 2018
Instrument	1027968
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5278 TIPPLE RD ROCKFORD IL 611024426, ROCKFORD, IL 61102-4426

Mortgage

Document Number	1027969
Date	Sep 27, 2018
Instrument	1027969

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Mortgage

Document Number	1028592,
Date	Sep 27, 2018
Instrument	1028592

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5278 Tipple Rd was $3,439 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00	$53,001 Land $5,514 Building $47,487	$159,003 Land $16,542 Building $142,461
2022	Homeowner's exemption	$37,487 Land $3,900 Building $33,587	$112,461 Land $11,700 Building $100,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5278 Tipple Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2022)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Jul 2022
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5278 Tipple Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Rise Broadband.

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