Oneida County property record for 5278 Pine Lake Rd, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 2018) |
| Tax Bill | $8,286 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PL 241 7 |
| Primary APN | PL 241 7 |
|---|
| Lot Area | 94,961 sqft (2.18 acres) |
|---|
| Street Address | 5278 PINE LAKE RD |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-8633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 783100/782215 PT G.L. 5, PT NE SE & SMALL TRIANGLE IN SW CORN GL 2 S4 PCLS G & H SM C1197 2.18CA/-SA SCRIV ERROR DOC 7831 |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 05 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | PINE LAKE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970603 |
5278 Pine Lake Rd is owned and occupied by two individuals who bought it in May 2018.
Source: Oneida County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5278 PINE LAKE RD, RHINELANDER, WI 54501-8633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| May 4, 2018 | Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on File |
| Deed Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 2018782215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 5278 PINE LAKE RD, RHINELANDER, WI 54501-8633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5278 PINE LAKE RD, RHINELANDER, WI 54501-8633 |
| Document Number | 0000841701 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 841701 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 5278 PINE LAKE RD, RHINELANDER, WI 54501-8633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 783552 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 783552 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | May 4, 2018 |
| Property Address | 5278 PINE LAKE RD, RHINELANDER, WI 54501-8633 |
| Document Number | 0000782215 |
| Instrument Date | May 4, 2018 |
| Instrument | 782215 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | NORTHERN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000782216 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 782216 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 5278 Pine Lake Rd was $8,286 with a homeowner's exemption.
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Pine Lake Town |
| Unified School District | Rhinelander School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,286.00 | $437,500 Land $147,400 Building $290,100 | $715,441 Land $241,042 Building $474,399 |
| 2023 | $7,134.00 Homeowner's exemption | $437,500 Land $147,400 Building $290,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5278 Pine Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5278 Pine Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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