5278 Mud Creek Rd, Ely, MN 55731 Property Records

St. Louis County property record for 5278 Mud Creek Rd, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 680 sqft · built 1965
Lot Size14.2 acres (622,037 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (Jan 2009)
Tax Bill$3,840 (2026)
Deeds & MortgagesJul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN665-0010-04881

Property Details

APN / Parcel Number

Primary APN665-0010-04881
Alternative APNs
  • 1150997
  • 916400

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area680 sqft Gross Area
1st Floor Area680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeFrame
Lot Area622,037 sqft (14.2 acres)
Garage Area1,950 sqft

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck Area16 sqft
Cabin276 sqft
Storage Building160 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number1150997
Street Address5278 MUD CREEK RD
CityELY
StateMN
Zip55731
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionPART OF LOT 4 COMMENCING 525.06 FT SOF NW CORNER THENCE S 76 DEG 19 MIN E588.95 FT TO PT OF BEG THENCE CONTINUES SAME BEARING
Legal Range15W
Legal Township63N
Legal Section34
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHEAST ST. LOUIS
Census Block Group1
Census Block1241
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10587 KINGSFIELD LN, SAINT PAUL, MN 55129-8346
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2009 · Amount on Record
Deed SaleJan 12, 2009 · Amount on Record
Deed Document Number20091099056
Last Transfer DateJun 28, 2023
Transfer Doc0001469592
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateJul 10, 2023
Property Address5278 MUD CREEK RD, ELY, MN 55731
Document Number0001469592
Instrument DateJun 28, 2023
Instrument1469592
Transaction TypeTransfer
Record UpdatedAug 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10687 KINGSFIELD LN, WOODBURY, MN 55129-8348

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,840.00 (+21.44%)
2025$3,162.00 (+3.33%)$390,500 (+20.79%) Land $238,500 Building $152,000$390,500 (+20.79%) Land $238,500 Building $152,000
2024$3,060.00 (-3.23%)$323,300 (+10.83%) Land $221,700 Building $101,600$323,300 (+10.83%) Land $221,700 Building $101,600
2023$3,162.00
2022$291,700 (+8.64%) Land $204,400 Building $87,300$291,700 (+8.64%) Land $204,400 Building $87,300
2021$268,500 Land $189,100 Building $79,400$268,500 Land $189,100 Building $79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 95% of Minnesota
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mud Creek Rd

Nearby Streets

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