Okaloosa County property record for 5278 Kervin Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,206 sqft · built 2023 |
| Lot Size | 1.61 acres (70,503 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-161-1685-6 |
| Primary APN | C56-001-161-1685-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Gross Area | 1,573 sqft |
| 1st Floor Area | 1,206 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 70,503 sqft (1.61 acres) |
| Lot Dimensions | 110 ft deep x 625 ft wide |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5278 KERVIN RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLLEY GROVE SOUTH LOTS 34 THRU 36 BLK 13 |
| Legal Subdivision | HOLLEY GROVE SOUTH |
| Legal Block | 13 |
| Legal Lot Number | 340 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20306 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5278 KERVIN RD, CRESTVIEW, FL 32539-9087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Jan 20, 2023 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5278 KERVIN RD, CRESTVIEW, FL 32539-9087 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 5278 KERVIN RD, CRESTVIEW, FL 32539-9087 |
| Document Number | 0003800151 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 3800151 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5278 KERVIN RD, CRESTVIEW, FL 32539-9087 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2085 SKYVIEW CIR, CLARKSVILLE, TN 37042-4170 |
| Document Number | 0036590260 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 3659/260 |
| Instrument | 3601988 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 (+1,029.49%) Homeowner's exemption | $210,056 (+4,061.17%) Land $5,943 Building $204,113 | $210,056 (+4,061.17%) Land $5,943 Building $204,113 |
| 2023 | $156.00 (+437.93%) | $5,048 (+113.99%) Land $5,048 | $5,048 (+113.99%) Land $5,048 |
| 2022 | $29.00 | $2,359 Land $2,359 | $2,359 Land $2,359 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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