Hamilton County property record for 5278 Clearlake Dr, Cincinnati, OH 45247
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,012 sqft · built 1975 |
| Lot Size | 5.59 acres (243,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (May 2022) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0194-0048-00 |
| Primary APN | 550-0194-0048-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 1,474 sqft |
| 1st Floor Area | 737 sqft |
| Basement Area | 737 sqft |
| Finished Basement | 275 sqft |
| Unfinished Basement | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 243,876 sqft (5.59 acres) |
| Patio Area | 531 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5278 CLEARLAKE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-7810 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 48 - 1.71 % CHATEAU LAKES CONDOMINIUM PARCEL 2 |
| Legal Subdivision | CHATEAU LAKES CONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20604 |
5278 Clearlake Dr, a condominium, is owned and occupied by two individuals who bought it in May 2022.
Source: Hamilton County records, as of June 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5278 CLEARLAKE DR, CINCINNATI, OH 45247-7810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| May 19, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | May 3, 2006 |
| Deed Document Number | 202250508 |
| Deed Book / Page | 14671 / 2669 |
| Prior Transfer Date | Mar 31, 2006 |
| Prior Transfer Doc | 0000000905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 27, 2026 |
| Property Address | 5278 CLEARLAKE DR, CINCINNATI, OH 45247-7810 |
| Document Number | 0000041267 |
| Book / Page | 15674 / 823 |
| Instrument Date | May 21, 2026 |
| Instrument | 202641267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5278 CLEARLAKE DR, CINCINNATI, OH 45247-7810 |
| Document Number | 0000041267, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 15674/823 |
| Instrument | 202641267 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 19, 2022 |
| Property Address | 5278 CLEARLAKE DR, CINCINNATI, OH 45247-7810 |
| Document Number | 0000050508 |
| Book / Page | 14671 / 2669 |
| Map Reference | MB 202 PG 291 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022-0050508 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5278 CLEARLAKE DR, CINCINNATI, OH 45247-7810 |
| Document Number | 0000050509 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022-0050509 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 5278 Clearlake Dr was $2,278, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 (+2.52%) | $43,750 (-) Land $9,275 Building $34,475 | $125,000 Land $26,500 Building $98,500 |
| 2024 | $2,222.00 (-0.09%) | $43,750 (-) Land $9,275 Building $34,475 | |
| 2023 | $2,224.00 (+15.59%) | $43,750 (+36.4%) Land $9,275 Building $34,475 | $125,000 Land $26,500 Building $98,500 |
| 2022 | $1,924.00 Homeowner's exemption | $32,074 Land $7,875 Building $24,199 | |
| 2020 | $91,640 Land $22,500 Building $69,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5278 Clearlake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5278 Clearlake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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