5278 Bracks Landing Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5278 Bracks Landing Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,830 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$315,990 (Jan 2021)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Apr 2025 Transfer Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-25-31-3347-0001-0770`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3347-0001-0770`
Alternative APN	`253117334700010770`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5278 BRACKS LANDING DR
City	SAINT CLOUD
State	FL
Zip	34771-8066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRINGTON PB 28 PGS 152-155 LOT 77
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	BARRINGTON
Legal Lot Number	77
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1030
Census Tract	43700

Owner

5278 Bracks Landing Dr is owned and occupied by two individuals who acquired it in April 2022.

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2023	Intrafamily Transfer, Transfer
Jan 19, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Deed Document Number	20218251
Deed Book / Page	5873 / 940
Last Transfer Date	Apr 30, 2022
Transfer Doc	0063721282
Record Updated	Sep 20, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 21, 2025
Property Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066
Document Number	0067742778
Book / Page	6774 / 2778
Map Reference	MB 28 PG 152-155
Instrument Date	Apr 21, 2025
Instrument	2025050313
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2023
Property Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066
Document Number	0063721282
Book / Page	6372 / 1282
Map Reference	MB 28 PG 152-155
Instrument Date	Apr 30, 2022
Instrument	2023030540
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 19, 2021
Property Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066
Document Number	0058730940
Book / Page	5873 / 940
Map Reference	MB 28 PG 152-155
Instrument Date	Jan 15, 2021
Instrument	2021008251
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5278 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8066

Mortgage

Document Number	0005873941
Date	Jan 19, 2021
Instrument	5873/941

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5278 Bracks Landing Dr was $4,330, up 5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+4.97%)	$301,953	$349,500 Land $75,000 Building $274,500
2024	$4,125.00 (+2.13%)
2023	$4,039.00 (+4.07%) Homeowner's exemption	$284,898 (+3%)	$315,800 (+14.17%) Land $65,000 Building $250,800
2022	$3,881.00 Homeowner's exemption	$276,600 Land $55,000 Building $221,600	$276,600 Land $55,000 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5278 Bracks Landing Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5278 Bracks Landing Dr is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Xfinity.

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