5278 280th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 5278 280th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,928 sqft · built 1948
Lot Size	4.41 acres (192,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 2020)
Tax Bill	$3,156 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0004014460`

Property Details

APN / Parcel Number

Primary APN	`0004014460`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Basement Area	1,928 sqft
Finished Basement	1,446 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	192,099 sqft (4.41 acres)
Garage Type	Mixed
Garage Area	884 sqft
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	5278 280TH ST
City	SHELDON
State	IA
Zip	51201-7583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-97-42 COMM SE COR W 685.54 TO BEG W 385, N 552 E 380.34, S 552.01 TO BEG AKA PARCEL A
Legal Range	42W
Legal Township	97N
Legal Section	01
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2007
Census Tract	490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5278 280TH ST, SHELDON, IA 51201-7583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
May 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	20201299
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	5278 280TH ST, SHELDON, IA 51201-7583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700901
Date	Apr 26, 2017
Instrument	2017-00901

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 28, 2020
Property Address	5278 280TH ST, SHELDON, IA 51201-7583
Document Number	202001299
Instrument Date	May 19, 2020
Instrument	2020-01299
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5278 280TH ST, SHELDON, IA 51201-7583

Mortgage

Document Number	202001300
Date	May 28, 2020
Instrument	2020-01300

Lender

Name	BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,156.00 (+14.1%) Homeowner's exemption	$325,610 (+23.64%) Land $68,980 Building $256,630	$325,610 (+23.64%) Land $68,980 Building $256,630
2024	$2,766.00 (+23.26%)
2023		$263,350 (+27.17%) Land $68,980 Building $194,370	$263,350 (+27.17%) Land $68,980 Building $194,370
2022	$2,244.00 Homeowner's exemption	$207,090 Land $62,710 Building $144,380
2021			$207,090 Land $62,710 Building $144,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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