5277 N Front St, Covington, OH 45318 Property Records

Miami County property record for 5277 N Front St, Covington, OH 45318 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1920
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Jun 1991)
Tax Bill	$596 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H17-051411`

Property Details

APN / Parcel Number

Primary APN	`H17-051411`
Alternative APNs	`080530.4-03-022-00` `H17WC001 00500`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,040 sqft (0.115 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5277 N FRONT ST
City	COVINGTON
State	OH
Zip	45318-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10 40 S PT W COV 6' VAC ALLEY
Legal Lot Number	10
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	3
Census Block	3011
Census Tract	320100

Owner

Source: Miami County records · APN H17-051411

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5277 N FRONT ST, COVINGTON, OH 45318-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 1991 · Amount on Record
Deed Sale	Jun 24, 1991 · Amount on Record
Last Transfer Date	Jan 01, 2014
Transfer Doc	0000001493
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5277 N FRONT ST, COVINGTON, OH 45318-1166
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005270
Date	Apr 28, 2020
Instrument	2020OR-05270

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2050

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$596.00 (+1.36%)	$20,340 (+18.12%) Land $3,010 Building $17,330	$58,100 (+18.09%) Land $8,600 Building $49,500
2024	$588.00 (+2.62%)	$17,220 (-) Land $3,920 Building $13,300
2023	$573.00 (-3.7%)	$17,220 (-) Land $3,920 Building $13,300	$49,200 (-) Land $11,200 Building $38,000
2022	$595.00	$17,220 Land $3,920 Building $13,300	$49,200 Land $11,200 Building $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093201003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.