5276 Saddlebrook Dr, Columbus, OH 43221 Property Records

Franklin County property record for 5276 Saddlebrook Dr, Columbus, OH 43221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,300 sqft · built 1989
Lot Size	0.359 acres (15,651 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 1998)
Tax Bill	$7,642 (2024)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-212915`

Property Details

APN / Parcel Number

Primary APN	`560-212915`
Alternative APN	`56021291500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	2,017 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	15,651 sqft (0.359 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5276 SADDLEBROOK DR
City	COLUMBUS
State	OH
Zip	43221-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBROOK DRIVE SADDLEBROOK SEC 7 LOT 356
Legal Subdivision	SADDLEBROOK SEC 7
Legal Lot Number	356
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1035
Census Tract	7963

Owner

5276 Saddlebrook Dr is owned and occupied by two individuals who bought it in December 1998.

Source: Franklin County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5276 SADDLEBROOK DR, COLUMBUS, OH 43221-5915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1998 · Amount on File
Deed Sale	Dec 23, 1998 · Amount on File
Prior Sale	May 27, 1992 · Amount on File
Deed Document Number	1998331060
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Recording Date	May 15, 2026
Property Address	5276 SADDLEBROOK DR, COLUMBUS, OH 43221-5915
Document Number	0000056938
Instrument Date	May 8, 2026
Instrument	202656938
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5276 SADDLEBROOK DR, COLUMBUS, OH 43221-5915

Mortgage

Document Number	0000056938,
Date	May 15, 2026
Instrument	202656938

Lender

Name	KEMBA FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	5276 SADDLEBROOK DR, COLUMBUS, OH 43221-5915
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	ASSOCIATES TITLE, ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190852
Date	Oct 20, 2021
Instrument	202110200190852

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	5276 SADDLEBROOK DR, COLUMBUS, OH 43221-5915
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182640
Date	Dec 29, 2017
Instrument	201712290182640

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Hilliard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,310 (-) Land $42,000 Building $93,310	$386,600 Land $120,000 Building $266,600
2024	$7,642.00 (+15.44%) Homeowner's exemption	$135,310 (-) Land $42,000 Building $93,310
2023	$6,620.00 (+10.83%) Homeowner's exemption	$135,310 (+38.41%) Land $42,000 Building $93,310	$386,600 Land $120,000 Building $266,600
2022	$5,973.00 Homeowner's exemption	$97,760 Land $25,200 Building $72,560
2020			$279,300 Land $72,000 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5276 Saddlebrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5276 Saddlebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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