5276 Galliver Cutoff, Baker, FL 32531 Property Records

Okaloosa County property record for 5276 Galliver Cutoff, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,853 sqft · built 2023
Lot Size10 acres (435,600 sqft)
OwnerCompany Name on File
Tax Bill$2,534 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-001-159-2528-1

Property Details

APN / Parcel Number

Primary APNC56-001-159-2528-1
Alternative APNs
  • 13-3N-25-0000-0015-0050
  • 25N313000000150050

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,853 sqft Living Area
Gross Area3,189 sqft
1st Floor Area1,853 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
PorchFinished/Open Porch
Porch Area1,336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5276 GALLIVER CUTOFF
CityBAKER
StateFL
Zip32531-8394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR OF NW1/4 OF SE1/4 N 626.25FT E 869.43FT TO POB E 520FT TO R/W S 9 DEG W 50.52 FT W 302.79FT S 160FT W 210FT N 210FT TO POB AND COM NW COR OF SE1/4 S 661.35FT TO POB S 319FT E 1333.03FT TO W R/W GALLIVER CTO THC N 11 DEG E ALG R/W 274.48FT
Legal Block15
Legal Lot Number50
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3044
Census Tract20102

Owner

5276 Galliver Cutoff is owned by a company that acquired it in June 2022.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordCompany Name on File
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PENTAGON FCU
Jun 22, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 21, 2022
Transfer Doc0036283715
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 11, 2023
Property Address5276 GALLIVER CTO, BAKER, FL 32531-8394
Document Number0036694715
Book / Page3669 / 4715
Instrument DateMar 31, 2023
Instrument3616786
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 13, 2024
Title CompanyOKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address984 W JAMES LEE BLVD, CRESTVIEW, FL 32536-5137

Transferred To (Grantee/Buyer)

NameVerified Name
Address5276 GALLIVER CTO, BAKER, FL 32531-8394

Mortgage

Document Number0036694717
DateApr 11, 2023
Book Page3669/4717
Instrument3616787
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2053

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJun 22, 2022
Property Address5276 GALLIVER CTO, BAKER, FL 32531-8394
Document Number0036283715
Book / Page3628 / 3715
Instrument DateJun 21, 2022
Instrument3559044
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5266 GALLIVER CTO, BAKER, FL 32531-8394

Transferred To (Grantee/Buyer)

NameVerified Name
Address984 W JAMES LEE BLVD, CRESTVIEW, FL 32536-5137

Tax Assessment & Valuation

The 2025 property tax bill for 5276 Galliver Cutoff was $2,534.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,534.00$426,727 (+13.01%) Land $98,944 Building $327,783
2024$377,604 (+1.55%) Land $89,949 Building $287,655
2023$973.00 (+7,384.62%) Homeowner's exemption$371,831 (+91,710.12%) Land $84,063 Building $287,768$371,831 (+7,769.44%) Land $84,063 Building $287,768
2022$13.00$405 Land $405$4,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5276 Galliver Cutoff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5276 Galliver Cutoff is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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