5275 SE Harrold Ter, Stuart, FL 34997 Property Records

Martin County property record for 5275 SE Harrold Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 1988
Lot Size0.406 acres (17,685 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2016)
Tax Bill$4,432 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-38-41-410-000-0001.0-5-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-410-000-0001.0-5-0000
Alternative APNs
  • 48-38-41-410-000-00010-5
  • 39296

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,826 sqft Living Area
Gross Area2,812 sqft
1st Floor Area1,826 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,685 sqft (0.406 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchScreened Concrete Masonry Porch
Porch Area495 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number39296
Street Address5275 SE HARROLD TER
CitySTUART
StateFL
Zip34997-6914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionMCKENZIE DEVELOPMENT LOT 1
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionMCKENZIE DEVELOPMENT
Legal Block1
Legal Lot Number1
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1010
Census Tract1302

Owner

5275 SE Harrold Ter is owned and occupied by an individual who bought it in August 2016.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5275 SE HARROLD TER, STUART, FL 34997-6914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2016 · Amount on File
Deed SaleAug 5, 2016 · Amount on File
Prior SaleFeb 18, 2015 · Amount on File
Deed Document Number20162589301
Deed Book / Page2871 / 660
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5275 SE HARROLD TER, STUART, FL 34997-6914
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031331582
DateJun 5, 2020
Book Page3133/1582
Instrument2818030
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5275 SE Harrold Ter was $4,432 with a homeowner's exemption, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,432.00 (-0.56%) Homeowner's exemption$294,011$481,650 Land $240,000 Building $241,650
2024$4,457.00 (+2.2%)
2023$4,361.00 (+3.73%) Additional exemption filed$277,403 (+3%)$477,330 (+6.52%) Land $240,000 Building $237,330
2022$4,204.00 Homeowner's exemption$269,324$448,110 Land $249,600 Building $198,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5275 SE Harrold Ter in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5275 SE Harrold Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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