5272 Cunningham Rd, Rockford, IL 61102 Property Records

Winnebago County property record for 5272 Cunningham Rd, Rockford, IL 61102

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · 1,574 sqft · built 1930
Lot Size	19.9 acres (870,329 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Apr 2011)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209A093B`

Property Details

APN / Parcel Number

Primary APN	`209A093B`
Alternative APN	`1129251003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,574 sqft Gross Area
1st Floor Area	384 sqft
Basement Area	576 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Old Style
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	870,329 sqft
Driveway	Driveway
Porch	Porch
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5272 CUNNINGHAM RD
City	ROCKFORD
State	IL
Zip	61102-2556
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	COMM NW COR NE1/4 S 1694.08 FT NE 1061.35 FT TO POB SE TO N LN RR NE APPROX660 FT N 1360.33 FT SW 740 FT TH SLY TO POB (EXC THAT PT TO COUNTY BY 00-206
Legal Block	29
Legal Lot Number	16
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1010
Census Tract	2200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5272 CUNNINGHAM RD, ROCKFORD, IL 61102-2556
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit BYRON BANK
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit HOLCOMB STATE BANK
Sep 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 22, 2020	Deed of Trust, Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2011 · Amount on Record
Deed Sale	Apr 29, 2011 · Amount on Record
Deed Document Number	20111015840
Last Transfer Date	Sep 2, 2020
Transfer Doc	0000026158
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5272 CUNNINGHAM RD, ROCKFORD, IL 61102-2556
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032373
Date	Dec 12, 2025
Instrument	2532373

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5272 CUNNINGHAM RD, ROCKFORD, IL 61102-2556
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027069
Date	Nov 14, 2023
Instrument	2327069

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 3, 2024

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 8, 2020
Property Address	5272 CUNNINGHAM RD, ROCKFORD, IL 61102-2556
Document Number	0001026158
Instrument Date	Sep 2, 2020
Instrument	1026158
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5272 CUNNINGHAM RD ROCKFORD IL 611022556, ROCKFORD, IL 61102-2556

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5272 CUNNINGHAM RD, ROCKFORD, IL 61102-2556
Document Number	0001017250
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5272 CUNNINGHAM RD ROCKFORD IL 611022556, ROCKFORD, IL 61102-2556

Mortgage

Document Number	0001017250
Date	Jun 29, 2020
Instrument	1017250

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00	$63,810 (+33.72%) Land $6,830 Building $56,980	$191,430 (+33.72%) Land $20,490 Building $170,940
2022	Homeowner's exemption Disabled Person's exemption	$47,719 Land $4,950 Building $42,769	$143,157 Land $14,850 Building $128,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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