Schoharie County and Richmondville Town property record for 5271 State Rte 10, Cobleskill, NY 12043
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 1 ba · 2,044 sqft · built 1880 |
| Lot Size | 68.8 acres (2,996,928 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,431 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 434089 67.-2-7 |
| Primary APN | 434089 67.-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Total Area |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 752 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,996,928 sqft (68.8 acres) |
| Lot Width | 880 ft Width |
| Shed | 1 Shed |
| Poultry House | Poultry House |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 505J102428 |
|---|---|
| Street Address | 5271 STATE ROUTE 10 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7308 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | RICHMONDVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 740500 |
Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5271 STATE ROUTE 10, COBLESKILL, NY 12043-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW YORK FCU |
| Mar 7, 2013 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NEW YORK FEDERAL CREDIT UNION |
| Feb 16, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF RICHMONDVILLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 5271 STATE ROUTE 10, COBLESKILL, NY 12043-7308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001854/85 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 1854/85 |
| Instrument | 768121 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 5271 STATE ROUTE 10, COBLESKILL, NY 12043-7308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001579/0000000253 |
|---|---|
| Date | Mar 7, 2013 |
| Book Page | 0000001579/0000000253 |
| Instrument | 0000643466 |
| Name | FIRST NEW YORK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 16, 2022 |
| Property Address | 5271 STATE ROUTE 10, COBLESKILL, NY 12043-7308 |
| Document Number | 001157/264 |
| Book / Page | 1157 / 264 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 805472 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 662 SAGENDORF CORNERS RD, HOWES CAVE, NY 12092-2405 |
| Document Number | 0000805475 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 805475 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Richmondville Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,431.00 (+47.24%) | $230,000 (-) Land $103,200 Building $126,800 | $370,968 (+16.77%) Land $166,452 Building $204,516 |
| 2023 | $230,000 Land $103,200 Building $126,800 | $317,680 Land $142,542 Building $175,138 | |
| 2020 | $5,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2006–2013) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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