5271 Deer Pointe, Rockford, IL 61114 Property Records

Winnebago County property record for 5271 Deer Pointe, Rockford, IL 61114

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,000 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$313,800 (Nov 2016)
Tax Bill	$10,537 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148C305B`

Property Details

APN / Parcel Number

Primary APN	`148C305B`
Alternative APN	`1204378020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,000 sqft Living Area
Gross Area	5,056 sqft
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft
Finished Basement	740 sqft
Unfinished Basement	312 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	744 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	148C305B
Street Address	5271 DEER POINTE
City	ROCKFORD
State	IL
Zip	61114-7069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEER POINTE EST BNG PT SW 1/4 SEC 4-44-2 LOT 5
Legal Range	2
Legal Township	44
Legal Section	4
Legal Subdivision	DEER POINTE EST
Legal Lot Number	5
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2010
Census Tract	515

Owner

5271 Deer Pointe is owned by an individual who acquired it in January 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5221 DEER POINTE, ROCKFORD, IL 61114-7069
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2016 · Amount on File
Deed Sale	Nov 3, 2016 · Amount on File
Last Transfer Date	Jan 27, 2025
Transfer Doc	0000002900
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5271 DEER POINTE, ROCKFORD, IL 61114-7069
Document Number	0001035664
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5271 DEER POINTE ROCKFORD IL 611147069, ROCKFORD, IL 61114-7069

Mortgage

Document Number	0001035664
Date	Nov 19, 2020
Instrument	1035664

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 18, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 5271 Deer Pointe was $10,537.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,537.00	$125,354 Land $17,132 Building $108,222	$376,062 Land $51,396 Building $324,666
2022	Homeowner's exemption	$114,012 Land $12,117 Building $101,895	$342,036 Land $36,351 Building $305,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5271 Deer Pointe in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5271 Deer Pointe is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20